85 Costa Azul , Los Osos, CA 93402
$2,790,000
Est. Payment: $14,088.68/mo
5 Bed
4 Bath
3465 Sqft
Status: active with contingency | Days on site: 307
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House Description

Costa Azul Ranch – An Equestrian Sanctuary by the Sea Perched high above the shimmering coastline beside Montaña de Oro State Park, Costa Azul Ranch is a rare coastal haven where horses and riders thrive amid breathtaking natural beauty. Set on a spacious 1.82 acres, this idyllic ranchette offers ample room for a fully equipped equestrian setup—including six pipe stalls with automatic waterers, a dedicated turnout area, pasture space, tack storage, and plentiful parking for trailers, guests, and gear. Every detail supports a seamless riding lifestyle. From your own fenceline, ride straight onto endless miles of world-class trails that wind through preserved parkland, rolling hills, golden dunes, and spectacular coastal bluffs. Venture down to deserted sandy beaches for unforgettable seaside rides, or explore the quiet backcountry paths that make Montaña de Oro one of California’s premier equestrian destinations. From its hillside vantage, the property captures sweeping 270-degree views of the Pacific Ocean, Morro Rock, and the back bay—panoramas framed by hundreds of acres of protected open space. Wildlife is a constant companion here, from soaring raptors and migrating whales to coyotes traversing the hillsides, creating a rare sense of connection to the land. Golden light bathes the ranch each day, followed by sunsets that paint the horizon with dramatic color—no two ever alike. The home itself is rustic yet spacious, designed for versatility and privacy. Two lower-level guest suites with separate entrances make the layout ideal for multi-generational living, shared ownership, or hosting visiting riders. Inside, vaulted ceilings and expansive windows fill the home with natural light and ever-changing coastal scenery. Custom details abound, including stone countertops embedded with quartz, hand-painted ceramic knobs, and cabinetry crafted by a master boat builder. Enjoy a glass-walled soaking tub with ocean views, a large workshop perfect for creative projects, owned solar, and the added security of two onsite fire hydrants. With strong bones and timeless character, the home is easy to reimagine and ripe with possibility. For riders seeking the perfect blend of coastal beauty, equestrian utility, small-town character, and boundless outdoor adventure, Costa Azul Ranch stands alone. Costa Azul Ranch — Where ocean air meets open range.

Highlights

Listed by Tari Haberfield , 805-234-6882 NextHome Central Coast , 805-773-7777. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
1.82

Year Built

1972

County

San Luis Obispo

Area

OSOS - Los Osos

Neighborhood

Pecho Valley Rural(630)

School District

San Luis Coastal Unified

Listing ID

SC25228166

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 3/4 Bathrooms:1
Appliances:Dishwasher, Gas Range, Gas Water Heater, Refrigerator, Dryer, Washer
Floor:Carpet,Stone,Vinyl
Other:Breakfast Bar,Cathedral Ceiling(s),In-Law Floorplan,Stone Counters,Recessed Lighting,Track Lighting,Attic,Bedroom on Main Level,Main Level Primary
Other:Public

Exterior Features

Lot:Corner Lot,Horse Property,Pasture,Rectangular Lot,Sprinklers Manual,Sprinkler System,Sloped Up,No Land Lease
Garage Capacity:2
Roof:Composition
Others:Rain Gutters,Drywall,Plaster,Stucco
Sewer:Septic Tank
Parking Features:Concrete,Door-Single,Driveway,Garage,Garage Door Opener,On Site,RV Access/Parking,Garage Faces Side,Tandem,Workshop in Garage
Principal Interest
$14,089
Taxes
$1,779

Home Price

$2,790,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$558,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,088.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,088.68 $1,778.63 $0.00 $15,867.31
Yearly $169,064.18 $21,343.50 $0.00 $190,407.68
Total $5,071,925.27 $640,305.00 $0.00 $5,712,230.27

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Los Osos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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