1792 7th St , Los Osos, CA 93402
$1,170,000
Est. Payment: $5,908.16/mo
4 Bed
2 Bath
2134 Sqft
Status: pending | Days on site: 37
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 1792 7th Street, a distinctive Baywood property where bay views, artistic character, and flexible living spaces come together in a setting that embraces the charm of Los Osos. Positioned to capture views of the bay and dunes, this 2,134± square foot home offers a unique blend of natural beauty, thoughtful updates, and creative spaces that invite you to make the property your own. From the moment you arrive, the property's character begins to unfold. Through the entry gate comprised of elements from local ranches and stained glass accent, you are met with mature landscaping and quaint seating areas. Beyond the main residence, two detached structures add versatility to the property—one currently arranged as an artist's studio with power and another approximately 8' x 11' insulated building, providing potential opportunities for storage, workspace, or other flexible uses. The second floor main living level is designed to take advantage of its coastal surroundings, with abundant natural light and an open-concept layout connecting the kitchen, dining, and living areas. Expansive windows and a spacious deck create a seamless connection to the outdoors, offering a place to enjoy bay views, coastal breezes, and the ever-changing landscape beyond. The kitchen serves as a central gathering space, featuring a breakfast bar, updated appliance package, generous quartz counter space, and ample cabinetry. Recent improvements throughout the home, including luxury vinyl plank flooring, updated fixtures, refreshed finishes, and modernized bathrooms, complement the property's distinctive character while supporting everyday comfort. Offering three bedrooms and two bathrooms, the home also includes a versatile lower-level conversion which includes a living room with its own entrance and bedroom that may provide additional flexibility for a variety of living arrangements and lifestyle needs. The primary suite features an updated bathroom with quartz countertops, refreshed lighting, and a walk-in shower, while guest bedrooms include walk-in closets and French doors opening to the outdoor spaces. Outside, mature drought-tolerant landscaping, succulents, sunroom, seating areas, and garden spaces create an inviting environment for entertaining, relaxing, or enjoying time outdoors.

Highlights

Listed by Cassandra Merrill , 805-226-5500 and Shonda Merrill , 805-235-6647 Merrill & Associates Real Estate , 805-226-5500. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

Year Built

1986

County

San Luis Obispo

Area

OSOS - Los Osos

Neighborhood

Town of El Moro(680)

School District

San Luis Coastal Unified

Listing ID

NS26119550

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Gas Range
Floor:Vinyl
Other:Main Level Primary,Primary Suite
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,Back Yard,Front Yard,No Land Lease
Garage Capacity:0
Roof:Composition
Others:Rain Gutters
Sewer:Public Sewer
Principal Interest
$5,908
Taxes
$746

Home Price

$1,170,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$234,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,908.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,908.16 $745.88 $0.00 $6,654.03
Yearly $70,897.88 $8,950.50 $0.00 $79,848.38
Total $2,126,936.40 $268,515.00 $0.00 $2,395,451.40

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Los Osos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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