10540 Rocky Creek Rd , Lower Lake, CA 95457
$429,000
Est. Payment: $2,354.51/mo
3 Bed
2 Bath
1980 Sqft
24.37 Acres
Status: Active | Days on site: 2
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House Description

Country Charmer Ranchette. Come and enjoy the peace and tranquility of country living with this spacious 3-bedroom, 2-bath home! The primary bedroom features a private en-suite bathroom with a sunken bathtub, separate shower, and double sinks. The home offers plenty of comfortable living space, including a living room, family room, spacious kitchen, dining room, and convenient laundry/utility room. Property is off grid water is a well with 3 storage tanks, electricity is generated with a generator. The property also includes a cabin of approx. 1100 sq. ft. and is ready for some TLC. 24 ac off Morgan Valley Road with Rocky Creek running the back line. The dirt is the story here, deep creek bottom loam, well drained, running almost the whole parcel, the kind that gets called prime farmland once you get water on it. Seasonal Pond, Line it and it can go back to work storing ag water for pasture, hay, orchard or a big garden, with room to grow. Rocky Creek is intermittent here, high through winter and spring, low or dry by late summer. About 2,300 ft along the creek. Off grid, generator and batteries run the home. All farm equipment will stay will be included in the sale. This is the open end of Lake County. Morgan Valley Road climbs east out of Lower Lake through ranch country on a county designated scenic route, and Rocky Creek Rd runs out toward the Cache Creek Wilderness where parcels run big. A little over ten miles from town. Rocky Creek Rd is private and unpaved off county maintained Morgan Valley Rd. Zoning A-WW. Soil mapped as Still loam, NRCS rated prime farmland if irrigated. USGS maps the creek as perennial through the parcel. Buyer to verify all permits, water rights, acreage, entitlements and allowable uses with Lake County.

Highlights

Listed by Diana Dahl , 707-328-1356 and Matthew Smith , 707-893-7374 Luxe Places International Realty , 707-263-3300. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
24.37

Year Built

2007

County

Lake

Area

LCLL - Lower Lake

School District

Konocti Unified

Listing ID

LC26197394

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Free-Standing Range, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Vented Exhaust Fan
Floor:Carpet,Laminate
Other:
  • ▪ Additional:Breakfast Area, Ceiling Fan(s), Separate/Formal Dining Room, Open Floorplan, Solid Surface Counters, Main Level Primary, Primary Suite, Utility Room
Water:Well

Exterior Features

Lot:21-25 Units/Acre,Back Yard,Front Yard,Garden,Horse Property,Yard,No Land Lease
Garage Capacity:0
Roof:Composition
Others:
  • ▪ Additional:Rain Gutters, Turnkey, Wood Siding
Sewer:Septic Tank
Parking Features:Private
Principal Interest
$2,355
Taxes
$273

Home Price

$429,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$85,800
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Monthly Price:
$2,354.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,354.51 $273.49 $0.00 $2,628.00
Yearly $28,254.15 $3,281.85 $0.00 $31,536.00
Total $847,624.42 $98,455.50 $0.00 $946,079.92

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Lower Lake, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T13:07:47.000Z

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