10540 Rocky Creek Rd , Lower Lake, CA 95457
$429,000
Est. Payment: $2,354.51/mo
3 Bed
2 Bath
1980 Sqft
24.37 Acres
Status: ACTIVE | Days on site: 7
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House Description

Country Charmer Ranchette. Come and enjoy the peace and tranquility of country living with this spacious 3-bedroom, 2-bath home! The primary bedroom features a private en-suite bathroom with a sunken bathtub, separate shower, and double sinks. The home offers plenty of comfortable living space, including a living room, family room, spacious kitchen, dining room, and convenient laundry/utility room. Property is off grid water is a well with 3 storage tanks, electricity is generated with a generator. The property also includes a cabin of approx. 1100 sq. ft. and is ready for some TLC. 24 ac off Morgan Valley Road with Rocky Creek running the back line. The dirt is the story here, deep creek bottom loam, well drained, running almost the whole parcel, the kind that gets called prime farmland once you get water on it. Seasonal Pond, Line it and it can go back to work storing ag water for pasture, hay, orchard or a big garden, with room to grow. Rocky Creek is intermittent here, high through winter and spring, low or dry by late summer. About 2,300 ft along the creek. Off grid, generator and batteries run the home. All farm equipment will stay will be included in the sale. This is the open end of Lake County. Morgan Valley Road climbs east out of Lower Lake through ranch country on a county designated scenic route, and Rocky Creek Rd runs out toward the Cache Creek Wilderness where parcels run big. A little over ten miles from town. Rocky Creek Rd is private and unpaved off county maintained Morgan Valley Rd. Zoning A-WW. Soil mapped as Still loam, NRCS rated prime farmland if ir

Highlights

Listed by Diana Dahl , 707-328-1356 and Matthew Smith , 707-893-7374 Luxe Places International Realty , 707-263-3300. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
24.37

Year Built

2007

County

Lake

Listing ID

LC26197394

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator, Gas Oven, Vented Exhaust Fan, Gas Range
Air Cond:N/K
Fireplaces:N/K
Floor:Carpet,Laminate
Other:
  • ▪ Additional:Corian Counters
Water:Well

Exterior Features

Garage Capacity:0
Roof:Composition
Others:
  • ▪ Additional:Turnkey
Sewer:Conventional Septic
Principal Interest
$2,355
Taxes
$273

Home Price

$429,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$85,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,354.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,354.51 $273.49 $0.00 $2,628.00
Yearly $28,254.15 $3,281.85 $0.00 $31,536.00
Total $847,624.42 $98,455.50 $0.00 $946,079.92

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Data last updated: 2026-10-03T13:12:00.000Z

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