Unique investment opportunity in the heart of Lucerne! This sale includes two separate lots, one of which is an oversized double lot, offering plenty of space and future development potential. The property is zoned R-3 (Multi-Family Residential), creating numerous possibilities for investors, builders, or those seeking a lake-area retreat. Located at 6304 & 6312 E. Highway 20, this property sits directly across from beautiful Clear Lake, renowned as one of the nation's premier bass fishing destinations. The property features a small studio home and two storage units, providing immediate usability while you explore the property's full potential. A major bonus is the available utilities, with two water hookups and two sewer hookups available at the street, as well as an existing electric meter on the property, adding to the property's development opportunities. Enjoy lake views, convenient highway access, and a prime location close to shopping, dining, and outdoor recreation. Whether you're looking for an investment property, future development site, or a peaceful getaway near the lake, this unique offering is worth a look! Ask about the Seller Financing Option!