44785 Rosewood Terrace , Mendocino, CA 95460
$2,799,995
Est. Payment: $14,139.15/mo
2 Bed
3 Bath
3000 Sqft
Status: active | Days on site: 64
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Breathtaking panoramic whitewater ocean, headland, and blue water views define this exceptional Scandinavian-inspired coastal home in Surfwood IV. Thoughtfully designed single-level living offers approximately 3,000 sq ft with soaring ceilings, expansive glass, and an open floor plan that blends warmth, light, and modern elegance. The primary suite and guest bedroom both capture stunning ocean and headland views. The luxurious primary bath features a steam shower and freestanding soaking tub, while a second freestanding soaking tub serves the guest bath. A spacious third bedroom functions as a large flex space, currently used as a professional-quality home gym. The chef's kitchen features a full Miele and Wolf appliance package, oversized butler's pantry, and abundant storage. Wide plank French oak floors run throughout. Protected and covered outdoor seating with a ceiling heater extends year-round living outdoors. Modern all-electric construction is still under builder warranty and includes Velux solar skylights with shades throughout, an All Weather Architectural aluminum entry door, pre-wiring for solar, EV plug in garage, immersive surround sound wiring in the great room, and a generous 2-car garage with workshop. Surrounded by fragrant mostly native gardens in one of Mendocino's most sought-after coastal communities, there is simply nothing like this home.

Highlights

Listed by Pam Hudson , (707) 813-0813 Pamela Hudson Real Estate , (707) 937-3900. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
1.1

HOA Fee

109.75 Monthly

Year Built

2025

County

Mendocino

Area

MDR - Mendocino Rural

Listing ID

C1-11378

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/4 Bathrooms:1
Appliances:Built-In Range, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Range Hood, Dryer, Washer
Air Cond:Central Air,Heat Pump
Fireplaces:Electric
Floor:Wood
Other:Built-in Features,Ceiling Fan(s),Cathedral Ceiling(s),Granite Counters,High Ceilings,Pantry,Quartz Counters,Recessed Lighting,Wired for Data,Wired for Sound,All Bedrooms Down,Entrance Foyer,Instant Hot Water,Main Level Primary,Multiple Primary Suites,Walk-In Pantry,Wine Cellar,Walk-In Closet(s)

Exterior Features

Lot:0-1 Unit/Acre,Sloped Down,Garden,Lawn,Paved,Sprinklers None,No Land Lease
Garage Capacity:4
Zoning:RR(1)5
Roof:Metal,See Remarks
Others:Lighting,Turnkey,Wood Siding
Sewer:Engineered Septic,Private Sewer
Parking Features:Concrete,Driveway Level,Driveway,Garage,Garage Door Opener
Principal Interest
$14,139
Taxes
$1,785
HOA
$110

Home Price

$2,799,995

Loan Details

30 yrs
6.487%

Down Payment

20%
$559,999
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,139.15

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $14,139.15 $1,785.00 $109.75 $16,033.90
Yearly $169,669.84 $21,419.96 $1,317.00 $192,406.80
Total $5,090,095.12 $642,598.85 $39,510.00 $5,772,203.98

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Mendocino, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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