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44785 Rosewood Terrace , Mendocino, CA 95460
$2,799,995
Est. Payment: $14,139.15/mo
2 Bed
2.5 Bath
3000 Sqft
Status: active | Days on site: 106
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Breathtaking panoramic whitewater ocean, headland, and blue water views define this exceptional Scandinavian-inspired coastal home in Surfwood IV. Thoughtfully designed single-level living offers approximately 3,000 sq ft with soaring ceilings, expansive glass, and an open floor plan that blends warmth, light, and modern elegance. The primary suite and guest bedroom both capture stunning ocean and headland views. The luxurious primary bath features a steam shower and freestanding soaking tub, while a second freestanding soaking tub serves the guest bath. A spacious third bedroom functions as a large flex space, currently used as a professional-quality home gym. The chef's kitchen features a full Miele and Wolf appliance package, oversized butler's pantry, and abundant storage. Wide plank French oak floors run throughout. Protected and covered outdoor seating with a ceiling heater extends year-round living outdoors. Modern all-electric construction is still under builder warranty and includes Velux solar skylights with shades throughout, an All Weather Architectural aluminum entry door, pre-wiring for solar, EV plug in garage, immersive surround sound wiring in the great room, and a generous 2-car garage with workshop. Surrounded by fragrant mostly native gardens in one of Mendocino's most sought-after coastal communities, there is simply nothing like this home.
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Highlights

Listed by Pam Hudson , 707-813-0813 Pamela Hudson Real Estate , (707) 937-3900. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
1.1

HOA Fee

439 Quarterly

Year Built

2025

County

Mendocino

Listing ID

C1-11378

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Washer, Electric Oven, Electric Range
Air Cond:Central Forced Air,Heat Pump(s)
Fireplaces:Electric
Floor:Wood
Other:Granite Counters,Pantry,Recessed Lighting

Exterior Features

Garage Capacity:4
Zoning:RR(1)5
Roof:Metal,Other/Remarks
Others:Turnkey
Sewer:Engineered Septic,Private Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$14,139
Taxes
$1,785
HOA
$439

Home Price

$2,799,995

Loan Details

30 yrs
6.487%

Down Payment

20%
$559,999
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,139.15

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $14,139.15 $1,785.00 $439.00 $16,363.15
Yearly $169,669.84 $21,419.96 $5,268.00 $196,357.80
Total $5,090,095.12 $642,598.85 $158,040.00 $5,890,733.98

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T18:33:54.000Z

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