1670 W North Bear Creek , Merced, CA 95348
$230,000
Est. Payment: $1,254.58/mo
2 Bed
2 Bath
972 Sqft
0.01 Acres
Status: Active | Days on site: 16
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House Description

What an incredible opportunity for a first-time homebuyer or smart investor! This move-in-ready two-story condo has been beautifully updated with newer vinyl plank flooring throughout, remodeled kitchen with newer appliances, counters, cabinets, fixtures, and seller says refrigerator is included in the sale! Downstairs offers a large living room, dining area, kitchen with breakfast bar, a guest half bath, and a private patio for relaxing and entertaining, with a large outdoor storage room for extra space. Upstairs you'll find two spacious bedrooms, a remodeled full bathroom with a convenient laundry closet, and the washer and dryer are also included in sale! Gated parking includes one assigned space, with plenty of nearby street parking for guests. The HOA includes water, sewer, garbage, front yard and exterior maintenance for easy, hassle-free living. HOA has almost completed the brand new roof! This gem is Ideally located near bike paths, a park with playground, shopping, dining and just minutes from Merced College, a short drive to UC Merced as well. Sale is contingent on seller finding a replacement property.

Highlights

Listed by Monica Franks , 209-544-2500 Homesmart PV & Assoc., Merced , 209-544-2500. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.01

HOA Fee

360 Monthly

Year Built

1984

County

Merced

School District

Merced City

Listing ID

MC26098101

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:All Bedrooms Up
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:0
Sewer:Public Sewer
Principal Interest
$1,255
Taxes
$147
HOA
$360

Home Price

$230,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$46,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,254.58

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,254.58 $146.63 $360.00 $1,761.21
Yearly $15,054.96 $1,759.50 $4,320.00 $21,134.46
Total $451,648.95 $52,785.00 $129,600.00 $634,033.95

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Merced, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T05:14:44.000Z

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