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203 W 20th , Merced, CA 95340
$549,000
Est. Payment: $2,994.63/mo
3 Bed
4 Bath
3551 Sqft
0.34 Acres
Status: Active | Days on site: 158
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Chris Heller
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House Description

Prime Investment Opportunity with Incredible Upside! This rare R3-zoned property offers exceptional cash flow potential and endless possibilities. Featuring a large, beautiful church building and two single-family homes, all conveniently located near downtown and shopping. The church includes two separate restrooms with stalls and a spacious rec room, with potential for conversion to a rec center or 4–8 units (buyer to verify with city and county). The corner home offers 3 bedrooms, 1 bath, and a fenced backyard. The second home features 3 bedrooms, 1 bath, a bonus room, and an indoor laundry. Multi-structure properties like this don’t come around often — opportunity is knocking.
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Highlights

Listed by Diane Perez , 209-445-3945 and Celestino Silva , 510-359-8218 BHHS Drysdale Properties, Merced , 209-445-3945. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.34

Year Built

1950

County

Merced

 School District

Merced City

Listing ID

MC26033812

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Free-Standing Range
Air Cond:Central Air
Fireplaces:
Floor:Carpet
Other:
  • ▪ Additional:Laminate Counters, All Bedrooms Down
Water:Public

Exterior Features

Lot:2-5 Units/Acre,Paved,No Land Lease
Garage Capacity:1
Roof:Composition
Others:
  • ▪ Additional:Stucco, 2+ Total Units
Sewer:Public Sewer
Parking Features:Driveway,On Street
Principal Interest
$2,995
Taxes
$350

Home Price

$549,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,994.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,994.63 $349.99 $0.00 $3,344.62
Yearly $35,935.55 $4,199.85 $0.00 $40,135.40
Total $1,078,066.40 $125,995.50 $0.00 $1,204,061.90

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Merced, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T01:13:22.000Z

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