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355 E Main , Merced, CA 95340
$390,000
Est. Payment: $1,969.39/mo
3 Bed
2 Bath
1136 Sqft
Status: active | Days on site: 183
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

Looking for a 2-bed home in Central Merced under $400K with bonus income potential? This updated single-family home with a permitted JADU offers flexibility, location, and value on a spacious lot near downtown. Located at 355 E Main St in Central Merced, this 2-bedroom, 1-bath main home features newer flooring, fresh interior paint, and a smart, functional layout. The real bonus: a junior ADU (1 bed, 1 bath) added about three years ago. Ideal for multi-gen living, rental income, or hosting long-term guests. The home offers 1,136 sq ft of interior space on a 9,758 sq ft lot, giving you room to grow, garden, or simply enjoy the outdoors. Off-street parking is available via a private driveway. No HOA fees. This Central Merced location is minutes from downtown amenities, restaurants, and Highway 99, making daily life and commuting simple and convenient. Whether youre a first-time buyer, investor, or need room for extended family, this property delivers versatility at an approachable price. Listed at $390,000, 355 E Main St is move-in ready and packed with value. Call or text today to schedule your showing.
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Highlights

Listed by Eric Jaurique-Pouncey , 209-769-3934 BHGRE Everything Real Estate , 209-383-7653. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome
Lot/Acreage
0.22

Year Built

1947

County

Merced

Listing ID

MC26026650

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Forced Air
Fireplaces:N/K
Other:Public

Exterior Features

Garage Capacity:0
Sewer:Public Sewer
Principal Interest
$1,969
Taxes
$249

Home Price

$390,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$78,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,969.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,969.39 $248.63 $0.00 $2,218.01
Yearly $23,632.63 $2,983.50 $0.00 $26,616.13
Total $708,978.80 $89,505.00 $0.00 $798,483.80

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Merced, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the San Diego MLS, Inc.. Real estate listings held by brokerage firms other than Heller Real Estate Group | eXp Realty of Southern California | PLACE are marked with the IDX logo. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

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Data last updated: 2026-08-10T22:38:39.000Z

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