21539 San Giorgio , Mission Viejo, CA 92692
$845,000
Est. Payment: $4,637.68/mo
3 Bed
3 Bath
1749 Sqft
4.58 Acres
Status: Pending | Days on site: 4
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House Description

Spacious Palmia Residence with Versatile Third Bedroom/Loft — A Rare Opportunity to own this floor plan and location Welcome to 21539 San Giorgio, ideally located within Palmia, one of Mission Viejo’s premier gated 55+ communities. Offering approximately 1,749 square feet, this desirable 3 bedroom, 2 full baths, and half bath residence features a versatile upper-level third bedroom currently configured as an open loft, along with a spacious two-car garage. The flexible floor plan offers an exceptional combination of space, functionality, and resort-style community living. The light-filled interior features comfortable living and dining spaces, generously sized bedrooms, high ceilings, and a versatile upper-level bedroom/loft. Currently enjoyed as an open loft, this flexible space offers numerous possibilities and can serve as a home office, den, hobby room, guest retreat, or additional living area. Ready for its next chapter, the home presents an excellent opportunity for a buyer to personalize it to reflect their own style. Rather than paying a premium for someone else’s renovations, the new owner has the opportunity to create the home they envision while enjoying a clean and cared for property with an established floor plan, desirable corner setting, and all that Palmia has to offer. Palmia residents enjoy an active, resort-inspired lifestyle with an impressive collection of amenities, including swimming pools and spas, tennis and pickleball courts, fitness and recreational facilities, a clubhouse, social activities, beautifully maintained grounds, and more than 40 clubs and groups. Membership at Lake Mission Viejo further enhances the lifestyle with swimming, boating, fishing, sandy beaches, BBQ and picnic areas, summer concerts, and year-round recreational opportunities. With 3 bedrooms, including the versatile upper-level bedroom/loft, approximately 1,749 square feet, 2 full baths and a half bath, a two-car garage, gated setting, and sought-after private corner location, 21539 San Giorgio represents a wonderful opportunity to purchase a spacious Palmia residence and transform it into something personal and truly special.

Highlights

Listed by Kristi Townsend , 949-525-3577 Realty One Group West , 949-297-2020. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
4.58

HOA Fee

791.43 Monthly

Year Built

1989

County

Orange

Area

MN - Mission Viejo North

Neighborhood

Palmia - Courts 1 (PTC)

School District

Capistrano Unified

Listing ID

OC26191058

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Oven, Electric Range, Free-Standing Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Water Heater, Washer
Air Cond:Central Air
Fireplaces:Bath,Dining Room,Electric,Family Room,Gas,Kitchen,Living Room,Primary Bedroom,Outside,Raised Hearth
Floor:Carpet,Wood
Other:
  • ▪ Additional:Built-in Features, Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Granite Counters, High Ceilings, Stone Counters, Main Level Primary, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Corner Lot,Greenbelt,Landscaped,Level,Near Park,Sprinklers On Side,Sprinkler System,Street Level,No Land Lease
Garage Capacity:2
Others:
  • ▪ Additional:Lighting, Rain Gutters, Repairs Cosmetic, Drywall, Ducts Professionally Air-Sealed, Concrete, Stucco
Sewer:Public Sewer
Parking Features:Concrete,Door-Multi,Direct Access,Driveway Level,Garage Faces Front,Garage,Guest,Side By Side
Principal Interest
$4,638
Taxes
$539
HOA
$791

Home Price

$845,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$169,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,637.68

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,637.68 $538.69 $791.43 $5,967.79
Yearly $55,652.11 $6,464.25 $9,497.16 $71,613.52
Total $1,669,563.25 $193,927.50 $284,914.80 $2,148,405.55

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Mission Viejo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T19:10:48.000Z

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