21411 Tarraco , Mission Viejo, CA 92692
$1,249,900
Est. Payment: $6,817.83/mo
2 Bed
2 Bath
1933 Sqft
0.12 Acres
Status: Active | Days on site: 8
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D031 - DFARRJAN,SFARRMI1
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House Description

IMMACULATE FORMER MODEL HOME! This exceptional single-story residence features the largest floor plan in the development, a rare opportunity in the prestigious, guard-gated 55+ Palmia community. Offering 2 bedrooms, 2 bathrooms, and a versatile retreat with a beautifully appointed custom built-in office that could easily be converted into a third bedroom, this home combines elegance, comfort, and functionality. The inviting, open floor plan features soaring vaulted ceilings, an abundance of natural light, and a spacious formal living and dining room enhanced by custom built-in shelving. The generously sized kitchen showcases crisp white cabinetry, ample storage with custom pull-out shelves, and beautiful hardwood floors. The kitchen flows seamlessly into a warm and inviting family room featuring a custom fireplace, built-in entertainment niche, and direct access to the FABULOUS backyard. Surrounded by lush landscaping, this private outdoor retreat offers beautiful views of the trees and hills, spectacular sunsets, and the perfect setting for relaxing or entertaining family and friends. The spacious primary suite is a peaceful sanctuary with direct access to the serene, low-maintenance backyard. The primary bathroom features a dual-sink vanity, soaking tub, separate oversized shower, generous walk-in closet, and private water closet. Adjacent to the primary suite is a versatile retreat featuring a gorgeous custom wood built-in desk and shelving, ideal for a home office, reading room, or potential third bedroom. The secondary bedroom is conveniently located across from a full bathroom, providing comfort and privacy for guests. An inside laundry room with direct access to the two-car garage adds everyday convenience, while the garage offers plenty of additional storage. Other desirable upgrades include plantation shutters, hardwood floors, custom built-ins, air conditioner 15 months old, and water heater a few years old. Palmia offers an exceptional resort-style lifestyle with an impressive array of amenities, including an 18-hole putting green, pickleball, tennis, paddle tennis, bocce, swimming pool and spa, fitness center, billiards, library, card rooms, and a beautiful clubhouse. Residents enjoy a vibrant social calendar filled with clubs, activities, parties, and special events. As an added bonus, enjoy access to Lake Mission Viejo, featuring sandy beaches, boating, and wonderful summer concerts.

Highlights

Listed by Janie Farris , 949-292-6088 and Michael Farris , 949-742-5467 Regency Real Estate Brokers , 949-707-4400. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.12

Year Built

1997

County

Orange

Area

MN - Mission Viejo North

Neighborhood

Palmia - Heights (PHGT)

School District

Saddleback Valley Unified

Listing ID

OC26207734

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Double Oven, Dishwasher, Gas Range, Microwave
Air Cond:Central Air
Fireplaces:Family Room
Floor:Carpet,Wood
Other:
  • ▪ Additional:Breakfast Bar, Breakfast Area, High Ceilings, Open Floorplan, All Bedrooms Down
Water:Public

Exterior Features

Lot:Cul-De-Sac,Sprinklers In Rear,Sprinklers In Front,No Land Lease
Lot Dimensions:5,458
Garage Capacity:2
Roof:Tile
Others:
  • ▪ Additional:2+ Total Units
Sewer:Public Sewer
Parking Features:Driveway,Garage
Principal Interest
$6,818
Taxes
$797

Home Price

$1,249,900

Loan Details

30 yrs
7.245%

Down Payment

20%
$249,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,817.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,817.83 $796.81 $579.00 $8,193.64
Yearly $81,813.92 $9,561.74 $6,948.00 $98,323.65
Total $2,454,417.47 $286,852.05 $208,440.00 $2,949,709.52

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Mission Viejo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T01:13:22.000Z

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