346 12th St , Montara, CA 94037
$1,799,999
Est. Payment: $9,089.47/mo
4 Bed
3 Bath
2474 Sqft
Status: active with contingency | Days on site: 61
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

The perfect coastal family home in the heart of Montara featuring breathtaking, unobstructed ocean views that are truly hard to find. From morning coffee to evening sunsets, the panoramic coastal scenery becomes the centerpiece of everyday living in this spacious and inviting home. Configured as 5 bedrooms and 3 bathrooms, this residence offers the ideal blend of comfort, flexibility, and coastal charm. Designed for both everyday living and entertaining, the home features generous gathering spaces, abundant natural light, and gorgeous ocean-facing views from multiple vantage points throughout the property, creating an unforgettable setting for hosting family and friends. Whether you are relaxing above the coastline, entertaining guests with the Pacific Ocean as your backdrop, or enjoying the peaceful coastal atmosphere, this home captures the very best of Montara living. Located just minutes from beaches, hiking trails, and local favorites, this is a rare opportunity to own a spacious Coastside home with exceptional ocean views and endless potential.

Highlights

Listed by Jack Snyder , 650-808-5818 Eccleston Incorporated , (650) 238-7411. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

Year Built

1973

County

San Mateo

Area

699 - Not Defined

School District

Other

Listing ID

ML82047502

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R10000
Roof:Composition
Sewer:Public Sewer
Principal Interest
$9,089
Taxes
$1,147

Home Price

$1,799,999

Loan Details

30 yrs
6.487%

Down Payment

20%
$360,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,089.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,089.47 $1,147.50 $0.00 $10,236.97
Yearly $109,073.60 $13,769.99 $0.00 $122,843.59
Total $3,272,208.03 $413,099.77 $0.00 $3,685,307.80

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Montara, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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