11251 Saddle Rd , Monterey, CA 93940
$4,850,000
Est. Payment: $24,491.08/mo
4 Bed
7 Bath
5626 Sqft
Status: active | Days on site: 7
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House Description

Above the Monterey Peninsula, this estate has breathtaking and sweeping vistas that few homes can match. At the apex of Bay Ridge, the views stretch in every direction. You can gaze out over the coastal panorama, from Point Lobos to Santa Cruz. The city lights of Salinas shimmer against the backdrop of the Gabilan Mountain ranges. Turning around, the tapestry shifts to the oak-studded hills of Carmel Valley and the towering Santa Lucia mountains that skirt the Big Sur coast. This home boasts unparalleled vistas, A rare gem on the Monterey Peninsula. This spacious 4-bedroom, 6.5 bathroom home offers 5,626 sq ft of living space with hardwood flooring throughout. The kitchen is equipped with double ovens, a built-in electric oven range, and features multiple dining areas including a breakfast bar.. The formal dining room is separate with doors leading to an outdoor dining area as well. The living room includes a fireplace, and the home offers a separate family room. The property includes a nine-car garage with an electric vehicle Level 2 (240 volts) hookup, as well as a gym. This is truly a unique, one-of-a-kind spectacular home, situated high above the fog line. Enjoy the warmer temperatures of living further from the coast.

Highlights

Listed by Gayle Crusan , 831-595-1501 International Estates, Inc. , (831) 333-9500. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
1.6

HOA Fee

240 Monthly

Year Built

1990

County

Monterey

Area

699 - Not Defined

School District

Other

Listing ID

ML82056336

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:7
  • Full Bathrooms:6
  • 1/2 Bathrooms:1
Appliances:Double Oven, Self Cleaning Oven, Washer
Air Cond:Central Air
Fireplaces:Living Room
Floor:Wood
Other:Breakfast Bar
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:10
Zoning:R1
Roof:Tile
Parking Features:Electric Vehicle Charging Station(s),Guest,Gated,Uncovered
Principal Interest
$24,491
Taxes
$3,092
HOA
$240

Home Price

$4,850,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$970,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$24,491.08

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $24,491.08 $3,091.88 $240.00 $27,822.95
Yearly $293,892.92 $37,102.50 $2,880.00 $333,875.42
Total $8,816,787.65 $1,113,075.00 $86,400.00 $10,016,262.65

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Average Days on Market

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Market insight data is pulled from the same city as the listing being viewed (Monterey, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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