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1190 7th St , Monterey, CA 93940
$1,685,000
Est. Payment: $8,508.76/mo
4 Bed
3 Bath
1828 Sqft
Status: active | Days on site: 257
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

Located in the highly coveted, rarely available neighborhood of Oak Grove, this newly remodeled duplex awaits its next owners. Capitalize on this prime location just steps from Lake El Estero, Del Monte Beach, MPC and NPS. Situated on an immaculately landscaped corner lot, the property encompasses two renovated units, each featuring a garage, new laminate wood flooring, new interior and exterior paint, new windows, new wall heaters, and gorgeous new quartzite kitchen counters. Well suited to multi-generational living, this property is ideal for investors or first-time buyers. Live in one, and rent the other! Enter the first unit on the ground floor, and step into a light-filled living room. Pass through an informal dining area into a pristine kitchen with abundant cabinetry. Upstairs, find a full bathroom and two bright bedrooms. The second unit has an upstairs entry and offers two bedrooms, one full bathroom, and charming neighborhood views that situate it distinctly within Monterey.
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Highlights

Listed by The Ruiz Group , 831-277-8712 Keller Williams, Inc. , (949) 749-6594. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.09

Year Built

1983

County

Monterey

Area

699 - Not Defined

 School District

Other

Listing ID

ML81948858

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:Duplex
Roof:Composition
Sewer:Public Sewer
Principal Interest
$8,509
Taxes
$1,074

Home Price

$1,685,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$337,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,508.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,508.76 $1,074.19 $0.00 $9,582.94
Yearly $102,105.07 $12,890.25 $0.00 $114,995.32
Total $3,063,152.00 $386,707.50 $0.00 $3,449,859.50

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Monterey, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-11T00:38:43.000Z

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