202 Watson St , Monterey, CA 93940
$2,377,000
Est. Payment: $12,003.15/mo
5 Bed
3 Bath
2772 Sqft
Status: active | Days on site: 3
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House Description

Welcome to 202 Watson Street, a rare duplex offering panoramic bay views, with sweeping vistas of Monterey harbor and its sail, fishing, and whale watching boats, the downtown skyline with its twinkling city lights, and distant mountains beyond. Ideally located minutes from downtown Monterey and its shops and restaurants, plus the historic charm of Fisherman's Wharf, this address puts the best of Monterey at your doorstep. Besides the view and location, the duplex offers an excellent opportunity for a multi generational family, with views enjoyed from both units! Upstairs, Unit A offers 2 beds and 1 bath across 1,338 square feet of light filled living space, a deck off the dining area, kitchen and back bedroom, a fireplace and bonus air conditioning system. Downstairs, Unit B offers 3 beds and 1.5 baths across 1,434 square feet, opening onto a patio and backyard. The spacious backyard offers a producing apple tree and storage shed, along with a garage and additional parking that complete this rare offering. Whether you are envisioning multi generational living, an investment opportunity, or simply want to own a slice of Monterey with unforgettable views, this home is ready to welcome its next chapter.

Highlights

Listed by Judie Profeta , 831-601-3207 Compass , (831) 318-0150. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.12

Year Built

1929

County

Monterey

Area

699 - Not Defined

School District

Other

Listing ID

ML82056405

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Cooktop, Disposal, Trash Compactor, Vented Exhaust Fan
Air Cond:Central Air
Fireplaces:Gas Starter,Living Room
Floor:Carpet,Tile
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:R2
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$12,003
Taxes
$1,515

Home Price

$2,377,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$475,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,003.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $12,003.15 $1,515.34 $0.00 $13,518.49
Yearly $144,037.83 $18,184.05 $0.00 $162,221.88
Total $4,321,134.90 $545,521.50 $0.00 $4,866,656.40

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Average Days on Market

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Market insight data is pulled from the same city as the listing being viewed (Monterey, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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