20441 Cove Rd , Montgomery Creek, CA 96065
$1,899,000
Est. Payment: $9,589.39/mo
4 Bed
3 Bath
0 Sqft
Status: active | Days on site: 17
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House Description

Escape to your own private Northern California retreat on approximately 265 acres of scenic, usable land featuring natural water sources, multiple residences, and income-producing potential. This unique property offers two homes (one currently rented month-to-month and one vacant), creating immediate flexibility for multi-generational living, rental income, or a live/work lifestyle. Combined rental potential is approximately $2,798/month, with additional hydroelectric and utility-related income historically averaging approximately $8,500 to $9,000 annually. A defining feature of the property is its abundant, year-round water. Multiple artesian springs supply the land, and the existing homes benefit from gravity-fed water systems. The property also includes documented pre-1914 water rights and riparian access along Hatchet Creek, an increasingly rare and valuable feature in California. The land itself offers a blend of privacy, open space, and natural beauty, along with a historic barn dating back to approximately 1895. Whether you envision a peaceful homestead, working ranch, vineyard, or a wellness or retreat-style property, the possibilities here are expansive. Zoned "U" (Unclassified), the property allows for a wide range of potential uses, offering long-term flexibility and future upside. This is more than a home, it's an opportunity to create a lifestyle rooted in land, water, and self-sufficiency, while benefiting from existing income and future potential. Seller owns the property free and clear and is open to negotiating flexible seller financing terms. Buyer to verify all information including zoning, income, water rights, and potential uses. AI rendering is used on some images as stated on the photos for illustrative purposes.

Highlights

Listed by Derek Saelee , 310-694-1743 The Estates Group , 310-694-1743. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
264.2

County

Shasta

Listing ID

26673139

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop
Floor:Laminate,Stone,Wood
Other:Separate/Formal Dining Room
Other:Private

Exterior Features

Lot:No Land Lease
Garage Capacity:0
Zoning:U
Sewer:Septic Type Unknown
Parking Features:Carport,Driveway
Principal Interest
$9,589
Taxes
$1,211

Home Price

$1,899,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$379,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,589.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,589.39 $1,210.61 $0.00 $10,800.01
Yearly $115,072.71 $14,527.35 $0.00 $129,600.06
Total $3,452,181.39 $435,820.50 $0.00 $3,888,001.89

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Montgomery Creek, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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