490 Fresno , Morro Bay, CA 93442
$845,000
Est. Payment: $4,267.00/mo
3 Bed
1 Bath
1200 Sqft
Status: pending | Days on site: 66
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House Description

This charming little beach cottage is located in one of Morro Bay's finest neighborhoods. It has been a family owned home since 1960. The home is in good condition. It has a raised foundation, laminate, carpet, and vinyl flooring throughout, lots of built in cabinets, and a well equiped kitchen featuring gas stove, microwave, dishwasher, and trash compactor. The laundry room comes equipped with washer and dryer. The single car garage was professionally converted to a 3rd bedroom years ago to accomodate a growing family. There is a partial coastal view from the living room, master bedroom and the front porch. Best of all... you will reside within walking distance to Morro Bay's world famous Embarcadero, downtown shopping, restaurants, movie theater, and just 5 blocks from Morro Bay Golf Club, which is one of the most iconic golf cources in California. The home is in move-in condition. There are two avocado trees in the back yard along with a large beautiful built in deck for lots of fun parties, bird watching or just to sit and enjoy a cup of coffee in the peaceful, serene surroundings breathing in the fresh ocean air.

Highlights

Listed by Jack Franklin , 805-772-4277 Franklin Real Estate & Rentals , 805-772-4277. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.13

Year Built

1952

County

San Luis Obispo

Area

MRBY - Morro Bay

Neighborhood

Morro Heights (810)

School District

San Luis Coastal Unified

Listing ID

SC26105137

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Freezer, Gas Oven, Gas Range, Refrigerator, Trash Compactor, Water Heater, Dryer, Washer
Floor:Carpet,Laminate,Vinyl
Other:Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Unfurnished
Other:Public

Exterior Features

Lot:Back Yard,Level,Near Park,Near Public Transit,Rectangular Lot,No Land Lease
Lot Dimensions:50 x 110
Garage Capacity:0
Zoning:R-1
Roof:Asphalt,Shingle
Others:Rain Gutters,Blown-In Insulation,Stucco
Sewer:Public Sewer
Principal Interest
$4,267
Taxes
$539

Home Price

$845,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$169,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,267.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,267.00 $538.69 $0.00 $4,805.69
Yearly $51,204.02 $6,464.25 $0.00 $57,668.27
Total $1,536,120.74 $193,927.50 $0.00 $1,730,048.24

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Morro Bay, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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