2414 Main St , Morro Bay, CA 93442
$995,000
Est. Payment: $5,427.42/mo
3 Bed
3 Bath
1652 Sqft
0.05 Acres
Status: Active | Days on site: 14
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SL1267 - SP02025653,SL02054410
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House Description

Welcome to Morro Mist - a boutique collection of luxury townhomes situated just across from the pristine beaches of Morro Bay and the Pacific Ocean. 2414 Main Street is one of only three corner units facing sweeping ocean views in the entire community. Built in 2020, this turnkey coastal residence offers indoor/outdoor living with breathtaking ocean views, high-end custom finishes, and contemporary architecture. Each unit is designed with a 5" airspace and 14" insulated wall separation between units. The light-filled upper main level features an open-concept living and dining area complete with low-maintenance Stonetec vinyl plank flooring, a cozy gas fireplace, large windows, and seamless flow to two private balconies with custom solid stainless steel railings—including a front deck showcasing panoramic ocean and coastline vistas. At the heart of the home, the gourmet kitchen boasts an expansive quartz waterfall center island, custom woven pendant lighting, white shaker cabinetry, and a premium 6-burner Bertazzoni gas range. The spacious upper primary suite offers substantial upgrades designed and built by award winning studio Honeycomb Interior Design. Featuring custom built-in cabinetry, lighting and shelving, a large walk-in closet, and an ensuite bath with a deep soaking tub, separate shower, and dual vanities. On the ground level, you will find two light-filled guest bedrooms, a full bathroom, a dedicated laundry space, and access to a private covered porch. Completing the residence is a full-size two-car garage equipped with an EV charger, brand new Ruud central air conditioning system installed in 2026, fully hardscaped side yard with stone pavers, space for a home work nook, and low HOA fees of just $127/month. The property is crafted with durable marine-climate-friendly building materials just moments from Morro Bay’s finest beaches and amenities.

Highlights

Listed by Farid Shahid , 818-961-6508 and Walker Sotello , 805-295-9352 Eighty20 Group , 805-457-5781. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.05

HOA Fee

127 Monthly

Year Built

2020

County

San Luis Obispo

Area

MRBY - Morro Bay

Neighborhood

North Morro Bay (820)

School District

San Luis Coastal Unified

Listing ID

SC26198780

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:Gas,Living Room
Other:
  • ▪ Additional:Primary Suite
Water:Public

Exterior Features

Lot:Level,No Land Lease
Garage Capacity:2
Others:
  • ▪ Additional:Updated/Remodeled, Turnkey
Sewer:Public Sewer
Principal Interest
$5,427
Taxes
$634
HOA
$127

Home Price

$995,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$199,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,427.42

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,427.42 $634.31 $127.00 $6,188.74
Yearly $65,129.09 $7,611.75 $1,524.00 $74,264.84
Total $1,953,872.61 $228,352.50 $45,720.00 $2,227,945.11

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Morro Bay, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

© 2026 CRMLS/Multi-Regional MLS

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