2430 Main , Morro Bay, CA 93442
$760,000
Est. Payment: $4,145.57/mo
1 Bed
1 Bath
1242 Sqft
0.02 Acres
Status: Active | Days on site: 27
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SCPED - sc1875031
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House Description

All but Brand New—Just Bring Your Stuff! Built in 2019 and gently used, this charming one-bedroom, one-bathroom townhouse is truly move-in ready. Just bring your belongings and start enjoying the coastal lifestyle! Located close to the ocean, this home is ideal as a full-time residence, weekend getaway, or relaxing coastal retreat. The modern finishes have seen very little use, so there’s no work needed—just load the van and start living! The spacious downstairs family/bonus room offers plenty of flexibility and could easily be converted into a second bedroom. With the addition of a downstairs bathroom, you could create an even more functional two-bedroom home. And for EV owners, you’re already set—the home includes an electric vehicle charging station. Enjoy modern coastal living at an affordable price, with a low HOA. This one is a must-see! Move-in ready. Coastal location. Modern finishes. EV charging. Low HOA. What more could you ask for?

Highlights

Listed by Bob Bennett , 805-772-5657 Horizon Realty & Property Mgt , 805-772-5657. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.02

HOA Fee

127 Monthly

Year Built

2020

County

San Luis Obispo

Area

MRBY - Morro Bay

Neighborhood

North Morro Bay (820)

School District

San Luis Coastal Unified

Listing ID

SC26186155

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Other:
  • ▪ Additional:All Bedrooms Up
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Others:
  • ▪ Additional:2+ Total Units
Sewer:Public Sewer
Principal Interest
$4,146
Taxes
$485
HOA
$127

Home Price

$760,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$152,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,145.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,145.57 $484.50 $127.00 $4,757.07
Yearly $49,746.84 $5,814.00 $1,524.00 $57,084.84
Total $1,492,405.21 $174,420.00 $45,720.00 $1,712,545.21

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Morro Bay, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T05:14:44.000Z

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