491 Mindoro , Morro Bay, CA 93442
$925,000
Est. Payment: $4,670.98/mo
3 Bed
2 Bath
1611 Sqft
Status: active with contingency | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Charming Coastal Retreat in North Morro Bay with Ocean Views! Step inside to be greeted by a welcoming layout bathed in natural light, thanks to a skylight that brightens the spaces. The inviting kitchen features a convenient breakfast bar, making it a functional hub for meal prep and gatherings. Enjoy meals in the dining room or front patio, both with views of the ocean and even Morro Rock, perfect for hosting and entertaining. Utilizing a reverse floor plan, the primary living spaces upstairs flow seamlessly and offer ocean view and gorgeous sunsets through almost every upstairs window, including the Primary Bedroom with adjacent updated bathroom. Downstairs, you have 2 additional bedrooms and the second Bathroom, as well as access to to a back patio outdoor area. The home also includes a large 2-car garage and additional parking on the driveway. A short 10-minute walk to the beach and a 5-minute walk to Del Mar Park. You are also only a short drive from the embarcadero of Morro Bay and San Luis Obispo to the south and Cayucos and Cambria to the north. This Morro Bay home is a fantastic opportunity for Buyers looking for the Central California Coastal lifestyle.

Highlights

Listed by Guy Bahringer , 805-825-1499 Compass , 805-544-7000. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.06

Year Built

1996

County

San Luis Obispo

Area

MRBY - Morro Bay

Neighborhood

North Morro Bay (820)

School District

San Luis Coastal Unified

Listing ID

SC26160184

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:6 Burner Stove, Barbecue, Dishwasher, Free-Standing Range, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave
Floor:Carpet,Wood
Other:Breakfast Bar,Built-in Features,Ceiling Fan(s),Dry Bar,Separate/Formal Dining Room,Living Room Deck Attached,Pantry,Recessed Lighting,Entrance Foyer,Main Level Primary,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Level,No Land Lease
Garage Capacity:4
Zoning:R1
Others:HardiPlank Type,Stucco
Sewer:Public Sewer
Parking Features:Door-Single,Driveway,Garage Faces Front,Garage
Principal Interest
$4,671
Taxes
$590

Home Price

$925,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$185,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,670.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,670.98 $589.69 $0.00 $5,260.67
Yearly $56,051.74 $7,076.25 $0.00 $63,127.99
Total $1,681,552.28 $212,287.50 $0.00 $1,893,839.78

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Morro Bay, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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