953 Anchor St , Morro Bay, CA 93442
$915,000
Est. Payment: $4,620.48/mo
2 Bed
2 Bath
984 Sqft
Status: active | Days on site: 25
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Coastal Charm Meets Character with Elegance. Welcome home to your single story Morro Bay beach house with local charm! Tucked into a quiet neighborhood just moments from the beach and the iconic Rock. This stunning beach cottage home is bursting with vintage soul and modern-day comfort. Easy walk to downtown with all the restaurants and shops, etc. Has a view of the ocean out the kitchen window and backyard! Check out this amazing wide-open kitchen that begs for gatherings —with a gas range ready for your best recipes, and glass-front cabinetry that flows straight into a farmhouse dining nook flooded with natural light. Picture Sunday brunches here, coffee in hand, blue skies out of every window. Down the hall, the bedroom delivers old-world elegance with warm hardwood floors and hillside views peeking through the curtains. There's a 2nd bedroom that is a big size as well, with lots of natural light. In between the bedrooms, is a beautiful bathroom bursting with retro yellow tile charm that feels like a page straight out of a vintage postcard. The backyard is a true hidden gem with a meticulous garden where you can enjoy the junior ADU and shed along with a grassy yard wandering through blooming gardens, fruit trees, a chicken coop, a beautiful patio to enjoy the view of the beach and the Morro Bay rock, creating a magical private escape perfect for lazy afternoons, garden parties, or just soaking up that Central Coast air. Add a convenient laundry room, along with a 2nd bathroom and a drought-tolerant curb appeal, a long big driveway, and you've got a property that checks every box. The house entire house has been replaced with brand new copper pipes in 2020. The kitchen has been fully remodeled along with new flooring. This is more than a house — it's a lifestyle. Don't just picture coastal living. Come claim it. The house entire house has been replaced with brand new copper pipes in 2020. The kitchen has been fully remodeled along with new flooring

Highlights

Listed by Amanda Barber , 805-556-2527 eXp Realty of California, Inc. , 888-584-9427. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.11

Year Built

1952

County

San Luis Obispo

Area

MRBY - Morro Bay

Neighborhood

Town of El Morro(830)

School District

San Luis Coastal Unified

Listing ID

PI26153800

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:6 Burner Stove, Built-In Range, Convection Oven, Gas Cooktop, Disposal, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Dryer, Washer
Floor:Wood
Other:Built-in Features,Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Country Kitchen,Pantry,Storage,Tile Counters,Unfurnished,All Bedrooms Down,Bedroom on Main Level,Main Level Primary

Exterior Features

Lot:0-1 Unit/Acre,Landscaped,Near Park,Near Public Transit,Street Level,Walkstreet,Yard,No Land Lease
Lot Dimensions:5000
Garage Capacity:1
Zoning:R1
Roof:Composition
Others:Turnkey,Drywall,Stucco,Copper Plumbing,Has ADU
Sewer:Public Sewer
Parking Features:Door-Single,Garage Faces Front,Garage
Principal Interest
$4,620
Taxes
$583

Home Price

$915,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$183,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,620.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,620.48 $583.31 $0.00 $5,203.79
Yearly $55,445.78 $6,999.75 $0.00 $62,445.53
Total $1,663,373.34 $209,992.50 $0.00 $1,873,365.84

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Morro Bay, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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