1011 N Bay Front , Newport Beach, CA 92662
$8,999,000
Est. Payment: $45,442.31/mo
5 Bed
5.5 Bath
2909 Sqft
Status: active | Days on site: 107
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House Description

Located on the prestigious bayfront of Balboa Island, 1011 N Bayfront presents a rare opportunity to own a premier waterfront property with direct beach access and panoramic harbor views. Positioned on a coveted corner lot, this exceptional residence captures abundant natural light and delivers unobstructed water views from both the front and rear units. Currently configured as a duplex with two active short-term rental permits, the property offers immediate income potential while maintaining the flexibility to be seamlessly converted into a spacious 5-bedroom single-family home with a 4 car garage. The bayfront patio opens directly onto the sand, creating an ideal setting for entertaining, relaxing, and enjoying the quintessential coastal lifestyle. Inside, the lower level features newly refinished hardwood flooring, leading into a well-appointed kitchen with expansive wraparound granite countertops and sleek lacquer cabinetry. Upstairs, the living space transitions to durable vinyl plank flooring and includes three generously sized bedrooms, each with en suite bathrooms. The primary suite is positioned directly over the water, offering breathtaking, uninterrupted harbor views. The rear unit showcases dramatic vaulted ceilings and oversized windows, creating a bright, open atmosphere that fully embraces the waterfront setting. Loft-style bedrooms enhance the sense of volume and architectural character.

Highlights

Listed by Lucas Kinney , 949-205-6382 Balboa Island Estates , 949-205-6382. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.06

Year Built

1972

County

Orange

Neighborhood

Balboa Island - Main Island (BAL

Listing ID

PW26082039

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5.5
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Air Cond:Central Forced Air,Zoned Area(s)
Fireplaces:FP in Living Room
Floor:Linoleum/Vinyl,Wood
Other:2 Staircases
Other:Public

Exterior Features

Garage Capacity:4
Roof:Composition
Others:Turnkey
Sewer:Public Sewer
Principal Interest
$45,442
Taxes
$5,737

Home Price

$8,999,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$1,799,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$45,442.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $45,442.31 $5,736.86 $0.00 $51,179.17
Yearly $545,307.71 $68,842.35 $0.00 $614,150.06
Total $16,359,231.36 $2,065,270.50 $0.00 $18,424,501.86

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Newport Beach, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T22:38:39.000Z

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