1407 N Bay Front , Newport Beach, CA 92662
$9,495,000
Est. Payment: $47,946.96/mo
4 Bed
4 Bath
2003 Sqft
Status: active | Days on site: 53
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Life on Newport Harbor begins here, where timeless coastal charm meets coveted bay front living. Set on a rare oversized bayfront lot—approximately one and a half standard lots—on Balboa Island, this property offers 45 feet of frontage, a private pier and dock with room for multiple boats with easy nautical access to the harbor entrance, and ultraconvenient on-and-off-island access. It is an exceptional opportunity to own one of the island’s prized waterfront settings. Inside, four bedrooms and four baths (two full and two three-quarters) are complemented by sandy shoreline access and sweeping harbor views in one of Newport Beach’s most iconic locations. Throughout the home, bright interiors blend warmth and character with hardwood flooring, new vinyl plank flooring in the kitchen and downstairs baths, and newly painted interiors and exteriors. Expansive windows and inviting living spaces are designed to capture water views from nearly every angle. Centering the main living room, a striking brick fireplace wall creates a welcoming focal point, while multiple gathering areas flow seamlessly to outdoor patios and charming entertaining courtyards. The updated main kitchen showcases crisp white cabinetry and new quartz countertops. Spanning just over 2,000 square feet, the thoughtfully arranged floorplan features two distinct wings, creating privacy and versatility. Upstairs is a living area, bedroom, full bath and kitchenette that was used as a spacious master suite and office. Upstairs features an elevated terrace which adds another open-air escape for lounging above it all. With a primary bedroom also downstairs, the upstairs alternatively it could be ideal for large families, multigenerational living, visitors or extended stays. Located within the secondary wing is a separate one bedroom, three-quarter bath guest quarters with private patio-only access. Along the water, a private pier and dock with room for multiple boats provides access for boating, paddleboarding, kayaking, and effortless harbor enjoyment. Completing the residence is an oversized attached two-car garage. Just moments away, Balboa Island’s Marine Avenue boutiques and dining, waterfront restaurants, yacht clubs, Peninsula beaches, and world-class. Newport Harbor recreation await. Exceptional opportunity to own an authentic North Bayfront home surrounded by some of coastal Orange County’s most sought-after real estate.

Highlights

Listed by Tim Smith , 949.478.2295 Coldwell Banker Realty , 949-644-1600. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

Year Built

1951

County

Orange

Area

N9 - Lower Newport Bay - Balboa Island

Neighborhood

Balboa Island - Main Island (BALM)

School District

Newport Mesa Unified

Listing ID

NP26070161

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:2
  • 3/4 Bathrooms:2
Appliances:Dishwasher, Freezer, Gas Cooktop, Gas Oven, Refrigerator
Floor:Tile,Vinyl,Wood
Other:Built-in Features,Living Room Deck Attached,Quartz Counters,Bedroom on Main Level
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,Landscaped,No Land Lease
Garage Capacity:2
Others:Dock,Lighting
Sewer:Public Sewer
Parking Features:Direct Access,Garage,Garage Faces Rear
Principal Interest
$47,947
Taxes
$6,053

Home Price

$9,495,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$1,899,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$47,946.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $47,946.96 $6,053.06 $0.00 $54,000.03
Yearly $575,363.57 $72,636.75 $0.00 $648,000.32
Total $17,260,906.97 $2,179,102.50 $0.00 $19,440,009.47

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Newport Beach, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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