21 Bay Island , Newport Beach, CA 92661
$16,750,000
Est. Payment: $91,930.26/mo
4 Bed
6 Bath
4395 Sqft
0.1 Acres
Status: Active | Days on site: 1
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House Description

Set within Newport Beach’s most exclusive waterfront enclave, 21 Bay Island offers a rare combination of architectural distinction, direct harbor and yachting access, privacy, and effortless coastal living. Bay Island is a gated, pedestrian-only sanctuary of just 23 waterfront homes, reached by foot or golfcart over a charming private bridge, where lush picking gardens, mature trees, a private sandy beach, and sweeping harbor views create an atmosphere unlike anywhere else in Newport Beach - moments from the Balboa Peninsula and steps from the Pacific Ocean. Held in Bay Island’s distinctive stock-cooperative, 21 Bay Island is a detached single-family home designed by acclaimed architect Kurt Donat and built by Neil Longman Construction. This Hamptons-inspired residence blends timeless nautical character with the scale and comfort expected of an ultra-luxury waterfront home. Polished hardwood floors, crisp white millwork, refined coastal finishes, expansive entertaining spaces, and walls of windows evoke the elegance of a classic yacht while framing captivating views of Newport Harbor. Generous living areas open naturally to terraces, gardens, and the water, creating a seamless setting for intimate gatherings, grand entertaining, or quiet evenings watching sunsets and boats cross the harbor. Serviced by a private elevator, this home features multiple fireplaces, a waterfront spa terrace, a dedicated office providing a quiet setting for work or study, and a light-filled upper-level loft with four built-in beds that make for a charming and flexible additional sleeping space, ideal as a bunk room, guest retreat, or additional bedroom. For the boating enthusiast, the property delivers the ultimate Newport Beach lifestyle with a private dock, and immediate access to the harbor’s main channels. Begin the day on the water, cruise the coast, and return home for a sunset overlooking the bay. Bay Island’s private beach, beautifully maintained gardens, waterfront pathways, and intimate residential character make it more than a neighborhood—it is a world apart. Few properties offer this combination of prestige, tranquility, walkability, boating access, ocean proximity, and architectural pedigree. Bay Island represents the pinnacle of Newport Beach living: private yet connected, refined yet relaxed, and surrounded by the beauty of the water.

Highlights

Listed by Hunter Plescia , 949-247-8811 Balboa Real Estate, Inc , 949-247-8811. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.1

HOA Fee

2211 Monthly

Year Built

2000

County

Orange

Area

NP - Balboa Peninsula

Neighborhood

Bay Island (BISL)

School District

Newport Mesa Unified

Listing ID

OC26169145

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:3
  • ▪ 3/4 Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Range, Dishwasher, Electric Oven, Gas Oven, Gas Range, Microwave, Refrigerator, Water Heater
Air Cond:Central Air
Fireplaces:Gas
Other:
  • ▪ Additional:Balcony, Breakfast Area, Coffered Ceiling(s), Separate/Formal Dining Room, Elevator, Living Room Deck Attached, Paneling/Wainscoting, Stone Counters, Wired for Sound, Entrance Foyer, Jack and Jill Bath, Walk-In Pantry, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Garden,No Land Lease
Garage Capacity:2
Zoning:R-1
Roof:Slate
Others:
  • ▪ Additional:Boat Slip, Dock, Rain Gutters, Turnkey, Brick, Wood Siding
Sewer:Public Sewer
Parking Features:Garage,Off Site,Private,Community Structure
Principal Interest
$91,930
Taxes
$10,678
HOA
$2,211

Home Price

$16,750,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$3,350,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$91,930.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $91,930.26 $10,678.13 $2,211.00 $104,819.38
Yearly $1,103,163.10 $128,137.50 $26,532.00 $1,257,832.60
Total $33,094,892.89 $3,844,125.00 $795,960.00 $37,734,977.89

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Newport Beach, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T13:07:47.000Z

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