12 Harbor Island , Newport Beach, CA 92660
$22,995,000
Est. Payment: $125,430.77/mo
3 Bed
4 Bath
4684 Sqft
0.13 Acres
Status: Active | Days on site: 20
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OC06682 - SMCNATAR
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House Description

Set along 40 feet of Newport Harbor frontage, 12 Harbor Island pairs exceptional yacht dockage with a private waterfront pool and panoramic views across the bay. Located within the exclusive, guard-gated Harbor Island community, the 4,684-square-foot residence offers three en-suite bedrooms, generous living spaces and a direct connection to the harbor. Expansive windows frame the water throughout the main level, where living and dining spaces open to the waterfront terrace and pool. The kitchen features a large center island, six-burner cooktop, double ovens and walk-in pantry. A separate family room offers an additional living space with a fireplace and integrated office area. Upstairs, the primary suite overlooks the harbor with sweeping water views, a private balcony, sitting area, spacious bath and walk-in dressing room. Two additional en-suite bedrooms complete the second level. The substantial private dock provides exceptional boating access, placing Newport Harbor and the open ocean directly from home. A three-car attached garage and 24-hour guarded access complete this exceptional Harbor Island residence.

Highlights

Listed by Tara McNabb , 949-500-3910 Compass , 949-438-4340. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

1554.1666666667 Monthly

Year Built

2006

County

Orange

Area

N9 - Lower Newport Bay - Balboa Island

Neighborhood

Harbor Island (HARI)

School District

Newport Mesa Unified

Listing ID

OC26193276

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:6 Burner Stove, Built-In Range, Barbecue, Double Oven, Dishwasher, Freezer, Gas Cooktop, Disposal, Microwave, Refrigerator, Range Hood
Air Cond:Central Air,Zoned
Fireplaces:Family Room,Living Room
Floor:Carpet,Stone
Other:
  • ▪ Additional:Wet Bar, Built-in Features, Balcony, Eat-in Kitchen, High Ceilings, Pantry, Bar, All Bedrooms Up, Primary Suite, Walk-In Pantry, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Back Yard,Landscaped,Rectangular Lot,Sprinkler System,Street Level,No Land Lease
Garage Capacity:3
Others:
  • ▪ Additional:Barbecue, Boat Slip, Dock
Sewer:Public Sewer
Parking Features:Direct Access,Garage
Principal Interest
$125,431
Taxes
$14,659
HOA
$1,554

Home Price

$22,995,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$4,599,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$125,430.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $125,430.77 $14,659.31 $1,554.17 $141,644.25
Yearly $1,505,169.20 $175,911.75 $18,650.00 $1,699,730.95
Total $45,155,076.11 $5,277,352.50 $559,500.00 $50,991,928.61

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Newport Beach, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T05:14:44.000Z

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