640 Black Ridge Ln , Nipomo, CA 93444
$1,075,000
Est. Payment: $5,428.43/mo
3 Bed
3 Bath
2649 Sqft
Status: active with contingency | Days on site: 52
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

A Rare Black Ridge Lane Retreat — Nearly One Acre of Privacy, Beauty, and Timeless Elegance... Opportunity is knocking to own a home on prestigious Black Ridge Lane, one of the area's most sought-after enclaves. Tucked within a peaceful and private circle surrounding a charming central park, this exceptional property offers a tranquil setting that feels worlds away from the everyday. Meticulously maintained, the home is situated on nearly one acre of beautifully landscaped grounds featuring mature trees, natural plantings, and a dry creek bed that creates a serene, mountain-like atmosphere right in your own backyard. Originally designed as an 1,830-square-foot residence, the home was thoughtfully expanded to approximately 2,649 square feet, creating spacious and versatile living areas. Two secondary bedrooms were combined to form an oversized guest retreat, while an additional room provides the flexibility for a home office, hobby room, or creative space. The generous primary suite is a true sanctuary, offering two walk-in closets, ample space for large furnishings, and an inviting en-suite bath complete with a soaking tub, separate shower, and abundant built-in storage. A stunning 580-square-foot family room addition serves as the heart of the home, showcasing dramatic wood-beamed ceilings, a cozy fireplace, and plenty of room for entertaining family and friends. This inviting space flows seamlessly into the beautifully appointed kitchen, featuring quartz countertops, an eat-at bar, extensive cabinetry, and elegant glass-front display cabinets perfect for showcasing treasured collections. Adjacent to the kitchen, the spacious formal dining room provides an ideal setting for gatherings and special occasions and is enhanced by a built-in butler's china cabinet for both beauty and functionality. This remarkable home combines privacy, character, and timeless appeal in an extraordinary setting. A rare offering, it awaits its next owners to appreciate its beauty and continue its legacy for years to come.

Highlights

Listed by Robin O'Hara , 805-441-5140 Keller Williams Realty Santa Barbara , 805-456-3600. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.98

HOA Fee

145 Monthly

Year Built

1988

County

San Luis Obispo

Area

NPMO - Nipomo

Neighborhood

Nipomo(340)

School District

Lucia Mar Unified

Listing ID

PI26116441

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator, Self Cleaning Oven, Vented Exhaust Fan, Water To Refrigerator, Water Heater, Dryer, Washer
Floor:Vinyl,Wood
Other:Breakfast Bar,Ceiling Fan(s),Crown Molding,Cathedral Ceiling(s),Separate/Formal Dining Room,Pantry,Quartz Counters,Storage,Sunken Living Room,All Bedrooms Down,Bedroom on Main Level,Entrance Foyer,Main Level Primary,Walk-In Pantry,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,Back Yard,Corner Lot,Cul-De-Sac,Drip Irrigation/Bubblers,Front Yard,Garden,Lot Over 40000 Sqft,Landscaped,Level,Near Park,No Land Lease
Lot Dimensions:42689
Garage Capacity:2
Roof:Spanish Tile
Others:Awning(s),Lighting,Rain Gutters,Turnkey,Stucco
Sewer:Public Sewer,Sewer Assessment(s)
Parking Features:Door-Multi,Garage Faces Front,Garage,Golf Cart Garage,Garage Door Opener,Oversized,Paved
Principal Interest
$5,428
Taxes
$685
HOA
$145

Home Price

$1,075,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$215,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,428.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,428.43 $685.31 $145.00 $6,258.75
Yearly $65,141.21 $8,223.75 $1,740.00 $75,104.96
Total $1,954,236.44 $246,712.50 $52,200.00 $2,253,148.94

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Nipomo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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