10995 Alto Ct , Oak View, CA 93022
$2,650,000
Est. Payment: $13,381.72/mo
4 Bed
4 Bath
4217 Sqft
Status: active | Days on site: 139
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

This elegant home is tucked into 2 acres of meticulously landscaped grounds in the coveted Saddle Mountain Estates, gracing the market for the firsttime in over twenty years; a rare and genuine opportunity. From the moment you turn onto the generous driveway, something shifts. The pace slows. Adeep sense of peace settles in around you, framed by breathtaking views.Step through the front door and be welcomed by soaring vaulted ceilings that open the space with effortless grandeur. The living room anchored by awarm fireplace and a handsome corner bar sets the tone for a home that is equally suited to quiet evenings in and memorable gatherings with the peopleyou love. French doors sweep open to the expansive backyard, where a sparkling pool and spa await, a fenced corral sits ready for your horses, andmajestic oak trees form a natural canopy over it all. Avocado and fruit trees dot the grounds, lending a sense of abundance.In the kitchen, light pours in through Hunter Douglas shades, casting a warm, perfect glow over a space designed to inspire. Whether you're the cook oryou've brought one, the double oven and full suite of stainless steel appliances make every meal an occasion.The home offers 4 bedrooms and 4 baths, with two ensuite accommodations including the primary suite, a true sanctuary with vaulted ceilings, afireplace, and a sense of calm that's hard to leave. A private adjoining room houses a built-in vault for your valuables and arrives sauna-ready, to offer aspa-like retreat.Drift upstairs to the loft, a perch made for lingering. Whether you settle in with a book,

Highlights

Listed by Julie Fox , 323-829-5562 Sotheby's International Realty , (805) 969-9993. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
2.01

HOA Fee

650 Annual

Year Built

1990

County

Ventura

Listing ID

V1-35323

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Microwave, Refrigerator, Double Oven, Gas Stove
Air Cond:Central Forced Air,Zoned Area(s),Gas
Fireplaces:FP in Living Room
Floor:Carpet,Tile
Other:Bar,Pantry,Recessed Lighting,Two Story Ceilings
Other:Public

Exterior Features

Garage Capacity:6
Roof:Tile/Clay
Sewer:Public Sewer
Parking Features:Direct Garage Access
Principal Interest
$13,382
Taxes
$1,689
HOA
$650

Home Price

$2,650,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$530,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,381.72

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $13,381.72 $1,689.38 $650.00 $15,721.10
Yearly $160,580.67 $20,272.50 $7,800.00 $188,653.17
Total $4,817,420.06 $608,175.00 $234,000.00 $5,659,595.06

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Oak View, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T18:33:54.000Z

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