13355 Lancaster Rd , Oakdale, CA 95361
$1,300,000
Est. Payment: $6,564.62/mo
4 Bed
3 Bath
1248 Sqft
Status: active | Days on site: 50
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

*** 2 Separate Units! *** Tucked along the river in a peaceful, tree-lined setting, this charming 2-story Craftsman-style property sits on an expansive 1.60 acres riverfront lot. Offering a rare blend of space, privacy, and natural beauty, this unique home features two separate living units with a total of 4 bedrooms and 3 bathrooms - perfect for multi-generational living, rental income potential, or extended family accommodations. The upstairs unit includes three well-appointed bedrooms and two full bathrooms. The main bedroom offers a spacious king-sized bed area, warm wood flooring, and generous closet space. Two additional bedrooms feature comfortable layouts, wood floors, and abundant natural light. The inviting living room flows seamlessly into a formal dining area, creating an ideal space for gatherings and everyday living. The kitchen provides ample cabinetry and functional workspace, while a dedicated laundry room with updated cabinetry and shelving adds convenience. Bathrooms are finished with tile surrounds, wide vanities, bathtubs, and modern fixtures for a clean, timeless look. The downstairs unit offers a private one-bedroom, one-bathroom layout with its own living area - ideal for guests or rental flexibility. The updated kitchen showcases stainless steel appliances, shaker cabinetry, butcher block countertops, and a center island with bar seating. Exposed beams add warmth and character. The bedroom features a cozy bunk bed setup and built-in shelving. The remodeled bathroom impresses with full tile walls and floors, a spacious walk-in shower with bench seating and dual niches, a sleek vanity, and modern finishes. Outdoor living is a standout feature. A large covered upper deck with exposed beams and a hot tub overlooks mature trees and tranquil Stanislaus River front views. The grounds include multiple entertaining areas such as a covered patio, picnic deck, fire pit, detached workshop, shed, and private river access. The expansive, shaded lot provides exceptional privacy and a peaceful natural backdrop. Welcome Home!!!

Highlights

Listed by Dan Phipps , 209-818-7038 Professional Realty Associates , 916-442-1459. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
1.6

Year Built

2003

County

Stanislaus

School District

Oakdale Joint Unified

Listing ID

FR26024537

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Air Cond:Central Air
Fireplaces:
Other:Beamed Ceilings,Breakfast Bar,Balcony,Eat-in Kitchen,Granite Counters,Living Room Deck Attached,Multiple Primary Suites
Other:Well

Exterior Features

Lot:Bluff,Irregular Lot,Secluded,Trees,No Land Lease
Garage Capacity:0
Others:Wood Siding,2+ Total Units
Sewer:Septic Tank
Parking Features:Driveway,Gravel
Principal Interest
$6,565
Taxes
$829

Home Price

$1,300,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$260,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,564.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,564.62 $828.75 $0.00 $7,393.37
Yearly $78,775.42 $9,945.00 $0.00 $88,720.42
Total $2,363,262.67 $298,350.00 $0.00 $2,661,612.67

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Oakdale, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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