389 Belmont St Unit 103 , Oakland, CA 94610
$406,000
Est. Payment: $2,050.18/mo
1 Bed
1 Bath
900 Sqft
Status: active | Days on site: 73
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Move-in ready condo in the sought-after Belmont Staten, just moments from the shores of Lake Merritt in Oakland’s desirable Adams Point neighborhood. Walk to the Saturday Grand Lake Farmers Market, grab coffee on Grand Avenue, enjoy dinner along Lakeshore, and end your day with sunset strolls around Lake Merritt—all from the comfort of your secure Adams Point home. Offering approximately 900 square feet of thoughtfully designed living space, this inviting residence features a spacious living room with a cozy fireplace, a large private balcony with peekaboo views of Lake Merritt and the Oakland Hills, and an updated kitchen with stone countertops. Fresh interior paint and modern light fixtures create a bright, welcoming atmosphere throughout. The spacious primary suite offers generous closet space and an en suite bath, while the in-unit stacked washer and dryer provide everyday convenience. Additional highlights include secure garage parking, guest parking, a secured lobby, and HOA dues that cover water, elevator service, and common area maintenance. Perfectly positioned near Lake Merritt, Grand Lake, Lakeshore Avenue’s vibrant restaurants and boutiques, local cafés, weekly farmers markets, public transportation, and convenient freeway access, this turnkey home offers an exceptional blend of comfort, convenience, and the best of Oakland’s urban lifestyle.

Highlights

Listed by Rebecca Loboschefsky , 512-364-1649 Keller Williams Realty , 925-934-2900. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.49

HOA Fee

752 Monthly

Year Built

1983

County

Alameda

Neighborhood

Lake Merrit

Listing ID

41136150

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Washer
Floor:Carpet,Laminate,Tile

Exterior Features

Lot:Street Level,No Land Lease
Garage Capacity:1
Others:Stucco
Parking Features:Garage,Garage Door Opener,One Space
Principal Interest
$2,050
Taxes
$259
HOA
$752

Home Price

$406,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$81,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,050.18

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,050.18 $258.83 $752.00 $3,061.01
Yearly $24,602.17 $3,105.90 $9,024.00 $36,732.07
Total $738,065.11 $93,177.00 $270,720.00 $1,101,962.11

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Oakland, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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