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225 Cold Creek Dr , Oakley, CA 94561
$650,000
Est. Payment: $3,567.44/mo
4 Bed
3 Bath
2208 Sqft
0.09 Acres
Status: Active | Days on site: 162
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Chris Heller
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House Description

Why wait on a new build? This 2022 Lennar home in Emerson Ranch is finished, move-in ready, and priced well below new construction nearby. The flexible floor plan offers 4 bedrooms and 3 full baths across 2,208 sq ft, including a bedroom and full bath on the main floor, ideal for guests or a home office. The open kitchen and living area are made for everyday living and entertaining, with an island, stone counters, and a gas cooktop. The extras new-build buyers usually pay for are already done: window coverings throughout and a landscaped, low-maintenance backyard. Tankless water heater, central air, and leased solar. Enjoy Emerson Ranch parks, trails, greenbelt, and community amenities. Quick close possible. Come see the value! Step outside to a low-maintenance backyard, giving you more time to enjoy all that Emerson Ranch has to offer, including nearby parks, trails, and community amenities. Why buy an older home when you can own one that's only a few years old?
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Highlights

Listed by Melissa Case , 925-382-5222 BHG RE Reliance Partners , 510-834-2010. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.09

HOA Fee

120 Monthly

Year Built

2022

County

Contra Costa

Listing ID

41131976

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Laminate,Tile
Other:
  • ▪ Additional:Breakfast Bar, Eat-in Kitchen

Exterior Features

Lot:Back Yard,Front Yard,Street Level,No Land Lease
Garage Capacity:4
Roof:Tile
Others:
  • ▪ Additional:Stucco, Wood Siding
Parking Features:Garage
Principal Interest
$3,567
Taxes
$414
HOA
$120

Home Price

$650,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,567.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,567.44 $414.38 $120.00 $4,101.82
Yearly $42,809.31 $4,972.50 $1,440.00 $49,221.81
Total $1,284,279.43 $149,175.00 $43,200.00 $1,476,654.43

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Oakley, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T15:14:42.000Z

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