1870 S Elm , Oceano, CA 93445
$488,000
Est. Payment: $2,661.89/mo
2 Bed
2 Bath
1022 Sqft
0.02 Acres
Status: Active | Days on site: 8
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Pi3406 - pi02188220
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House Description

Coastal living at an approachable price point. Welcome to 1870 South Elm Street, a two-bedroom, 1.5-bath townhome in the Playa Del Mar community of Oceano, just minutes from the beach and the Oceano Dunes. With approximately 1,022 square feet of living space, this home offers a functional multi-level floor plan, an attached garage, and multiple outdoor spaces designed to take advantage of the Central Coast setting. Step outside to both a private patio and elevated deck, where dune and mountain views create a scenic backdrop for morning coffee, evening sunsets, or simply enjoying the coastal air. The main living level provides a comfortable space for everyday living and entertaining, while the bedrooms are positioned upstairs for added privacy. Whether you're looking for a primary residence, weekend retreat, or a more attainable way to own property near the California coast, this home offers a combination of location, views, and lifestyle that can be difficult to find at this price point. Playa Del Mar is an intimate community conveniently located near Highway 1, with easy access to the beach, Oceano Dunes, Arroyo Grande, Pismo Beach, restaurants, recreation, and everything the Five Cities area has to offer. 1870 South Elm is an opportunity to own your piece of the Central Coast, close to the ocean, framed by dune and mountain views, and designed for enjoying the coastal lifestyle both inside and out.

Highlights

Listed by Anthony Schaar , 805-709-5186 Guide Real Estate , 805-237-4060. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.02

HOA Fee

321 Monthly

Year Built

1985

County

San Luis Obispo

Area

OCNO - Oceano

Neighborhood

Oceano(350)

School District

Lucia Mar Unified

Listing ID

PI26192572

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Gas Cooktop, Gas Oven, Microwave
Other:
  • ▪ Additional:Balcony, Multiple Staircases, All Bedrooms Up
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Sewer:Public Sewer
Principal Interest
$2,662
Taxes
$311
HOA
$321

Home Price

$488,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$97,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,661.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,661.89 $311.10 $321.00 $3,293.99
Yearly $31,942.71 $3,733.20 $3,852.00 $39,527.91
Total $958,281.24 $111,996.00 $115,560.00 $1,185,837.24

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Oceano, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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