444 Pier Ave Unit 12 , Oceano, CA 93445
$250,000
Est. Payment: $1,363.67/mo
1 Bath
266 Sqft
0.01 Acres
Status: Active | Days on site: 1
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PI2462 - PI01454036
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House Description

This inviting studio condo is located just 1.5 blocks from the ocean, offering an affordable opportunity to own an income-producing property near the beach. Open the window, breathe in the fresh ocean air, and enjoy having the sand and surf just moments from your door. This property is required to operate as a vacation rental and is governed by Coastal Commission and HOA requirements. Owners are permitted personal use for up to 84 days per year, with the unit required to remain available for vacation rental use during the balance of the year. This unique setup provides owners with designated time to enjoy the property while generating guest revenue to help offset ownership expenses. The community offers an onsite hot tub, laundry facility, BBQ/cooking area, and fish-cleaning station. The building exterior was also recently repainted, adding to the property's fresh coastal appeal. HOA dues include all utilities, plus cable and internet, making ongoing ownership and vacation-rental operation convenient. For buyers looking to invest near the ocean while still having limited personal-use opportunities, this studio offers a unique way to own a piece of the Central Coast and participate in the area's vacation-rental market. Cash only due to the size and no kitchen.

Highlights

Listed by Mikey Rezner , 805-550-9898 Ocean West Properties, Inc. , 805-773-9585. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.01

HOA Fee

525.98 Monthly

Year Built

2001

County

San Luis Obispo

Area

OCNO - Oceano

Neighborhood

Oceano(350)

School District

Lucia Mar Unified

Listing ID

PI26204504

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Microwave
Floor:Laminate
Other:
  • ▪ Additional:Furnished, All Bedrooms Down
Water:Public

Exterior Features

Lot:Level,No Land Lease
Garage Capacity:0
Roof:Tile
Others:
  • ▪ Additional:Rain Gutters, Turnkey, Stucco
Sewer:Public Sewer
Parking Features:On Site,Uncovered
Principal Interest
$1,364
Taxes
$159
HOA
$526

Home Price

$250,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$50,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,363.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,363.67 $159.38 $525.98 $2,049.03
Yearly $16,364.09 $1,912.50 $6,311.76 $24,588.35
Total $490,922.77 $57,375.00 $189,352.80 $737,650.57

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Oceano, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T23:12:49.000Z

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