638 Sumner Way Unit 1 , Oceanside, CA 92058
$540,000
Est. Payment: $2,726.84/mo
2 Bed
2 Bath
1141 Sqft
Status: active | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Exceptional Value in North Coastal San Diego County! Welcome to Brisbane, one of the area's most sought-after communities, where comfort, convenience, and value come together. This beautifully maintained 2-bedroom, 2-bath townhome offers 1,141 square feet of thoughtfully designed living space and represents one of the best opportunities currently available in North Coastal San Diego County. The open and inviting floor plan is complemented by a private balcony, creating the perfect place to enjoy your morning coffee or unwind at the end of the day. Parking is effortless with an attached one-car garage plus an assigned parking space, a rare convenience in today's market. Residents of Brisbane enjoy outstanding community amenities, including a gated swimming pool, relaxing recreation areas, and a playground, providing the ideal setting for both leisure and active lifestyles. Whether you're a first-time buyer, downsizing, or looking for an exceptional investment, this home delivers incredible value, an unbeatable location, and the lifestyle you've been searching for. Don't miss your opportunity to own one of the best-priced two-bedroom, two-bath townhomes in North Coastal San Diego County. Schedule your private showing today and discover why Brisbane continues to be one of the area's hidden gems.

Highlights

Listed by Donald Engle , 760-604-3776 Harcourts One , 858-246-7780. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

486 Monthly

Year Built

2003

County

San Diego

Area

92058 - Oceanside

Neighborhood

Brisbane (BRIB)

School District

Oceanside Unified

Listing ID

NDP2607183

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Gas Cooking, Gas Cooktop, Disposal, Gas Oven, Microwave, Refrigerator, Water Heater, Dryer, Washer
Air Cond:Central Air
Fireplaces:Gas,Living Room
Floor:Laminate,Vinyl
Other:Balcony,Separate/Formal Dining Room,All Bedrooms Up,Walk-In Closet(s)
Other:Private

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R
Roof:Tile
Others:Balcony
Sewer:Public Sewer
Parking Features:Direct Access,Door-Single,Garage,One Space
Principal Interest
$2,727
Taxes
$344
HOA
$486

Home Price

$540,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$108,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,726.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,726.84 $344.25 $486.00 $3,557.09
Yearly $32,722.10 $4,131.00 $5,832.00 $42,685.10
Total $981,662.96 $123,930.00 $174,960.00 $1,280,552.96

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Average Days on Market

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Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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