1409 S Pacific St , Oceanside, CA 92054
$6,498,800
Est. Payment: $32,817.03/mo
9 Bed
5 Bath
3881 Sqft
Status: active | Days on site: 292
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Oceanfront Estate on the Sand | 1409 South Pacific Street | Oceanside, California Seller Financing Available for Qualified Buyers Opportunities like this are exceptionally rare. At the time of listing, 1409 South Pacific Street is the only single-family home available directly on the sand in Oceanside. The 1400 block of South Pacific Street is one of Oceanside's most sought-after oceanfront locations. With no homes across the street and only a handful of beachfront residences, the neighborhood offers a quieter, less-traveled setting while remaining just minutes from the harbor, restaurants, shopping, and downtown. Unlike most Southern California beachfront properties, this residence includes a private sandy beach within the parcel boundaries—an extraordinary ownership feature rarely found along the California coast. The private beach becomes a natural extension of the home, creating an outdoor living experience that few properties can offer. With eight bedrooms, an optional ninth bedroom or office, four full bathrooms, a powder room, and three levels of living space, the home is designed to accommodate large gatherings, extended family, and guests without sacrificing comfort or privacy. A portion of the home is currently operated as a successful short-term rental. The current short-term rental permit does not convey with the sale. Buyers are advised to verify permit availability, licensing requirements, and all applicable regulations with the City of Oceanside. Main Level The kitchen, dining area, and great room are all oriented toward the Pacific, allowing the ocean to become the focal point of everyday living. Sliding doors open to an oceanfront deck, creating an effortless transition between indoor and outdoor spaces. This level also includes a guest bedroom, a full bathroom, a powder room, and a laundry room. Upper Level The primary suite overlooks the coastline and features a fireplace, private oceanfront deck, and panoramic views of the Pacific. Three additional bedrooms, a flexible office or media room, and a conveniently located laundry closet complete the upper level. Beach Level Created for entertaining and relaxed coastal living, the beach level offers three bedrooms, a full bathroom, an efficiency kitchen, a beach bar with sink and wine refrigerator, a fireplace, and a spacious gathering room that opens directly onto the oceanfront deck. Just beyond the deck, the property's private sandy beach provides a setting unlike virtually any other home in Oceanside. Spend evenings around the fire pit, enjoy the sound of the waves just steps away, or walk down your private stairs for direct access to the public beach and surf. A thoughtfully designed lock-off configuration between the main and upper levels offers flexibility for extended family, guests, or a variety of living arrangements. Nearly 400 square feet of oceanfront decking creates multiple outdoor spaces for dining, relaxing, and taking in the ever-changing coastline, while abundant storage throughout the home enhances everyday functionality. Additional Features * Seller financing available for qualified buyers * Private sandy beach within the parcel boundaries * Oceanfront decks on multiple levels * Lock-off floor plan * Single-car garage * Carport plus additional off-street parking * Negotiable furnishings * No HOA * No special assessments Located just minutes from Oceanside's harbor, restaurants, boutique shopping, and coastal attractions, this home combines one of Southern California's most desirable beachfront settings with the convenience of a vibrant coastal community. Properties like this seldom come to market. Directly on the sand, a private beach within the property's boundaries, one of the largest single-family oceanfront homes in Oceanside, and the only active single-family residence currently available on the sand.

Highlights

Listed by Julie Koleszar , 760-468-0154 First Principles RE , 760-468-0154. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

Year Built

1970

County

San Diego

Area

92054 - Oceanside

School District

Oceanside Unified

Listing ID

NDP2508730

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:9
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Other:Bedroom on Main Level,Galley Kitchen,Multiple Primary Suites,Primary Suite,Walk-In Closet(s)

Exterior Features

Lot:Waterfront,No Land Lease
Garage Capacity:2
Zoning:Zoned R-T
Others:Repairs Cosmetic,Updated/Remodeled
Sewer:Public Sewer
Principal Interest
$32,817
Taxes
$4,143

Home Price

$6,498,800

Loan Details

30 yrs
6.487%

Down Payment

20%
$1,299,760
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$32,817.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $32,817.03 $4,142.99 $0.00 $36,960.02
Yearly $393,804.40 $49,715.82 $0.00 $443,520.22
Total $11,814,131.88 $1,491,474.60 $0.00 $13,305,606.48

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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