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1420 San Simeon St , Oceanside, CA 92058
$1,100,000
Est. Payment: $6,000.17/mo
4 Bed
3 Bath
1190 Sqft
0.15 Acres
Status: ACTIVE | Days on site: 30
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CRP-16815 - CRP-106896
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Chris Heller
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House Description

Coastal living, done󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 right. About a mile from Oceanside Harbor and the beach, this fully remodeled single-story home sits on one of Eastside Capistrano's more desirable elevated lots, framed by sweeping valley and hillside views that shift with the light throughout the day. Every detail here was chosen with intention, from the quartz countertops and stainless steel appliances in the open kitchen to the wood-look flooring running seamlessly through the main living spaces. The primary suite feels like its own retreat, with a spacious closet and a spa-inspired ensuite finished in herringbone tile and warm gold hardware. Recessed lighting, dual-pane windows, and mini-split climate control round out a home that's as comfortable as it is polished. Step outside and the possibilities open up further. A legally permitted, one-bedroom ADU, finaled by the City of Oceanside, offers its own private entrance, kitchenette, vaulted ceilings, and separate utilities, ready to generate real rental income or host extended family in comfort and privacy. The front yard's turf and drought-tolerant landscaping keep upkeep low, and the elevated lot leaves room for RV or boat parking. No HOA, no shortcuts, just a beautifully executed coastal property with income potential built in from the start.
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Highlights

Listed by Jake Smoke , 760-429-5533 LPT Realty , 877-366-2213. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.15

Year Built

1954

County

San Diego

 Neighborhood

Eastside (ES)

 School District

Oceanside Unified School Distric

Listing ID

NDP2608307

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Washer, Water Softener, Gas Oven, Gas Stove, Recirculated Exhaust Fan, Vented Exhaust Fan, Gas Cooking
Floor:Laminate,Linoleum/Vinyl,Tile
Other:
  • ▪ Additional:Recessed Lighting

Exterior Features

Garage Capacity:2
Zoning:R-1 Single
Roof:Composition,Shingle
Others:
  • ▪ Additional:Additions/Alterations, Turnkey, Updated/Remodeled
Sewer:Public Sewer
Parking Features:Converted
Principal Interest
$6,000
Taxes
$701

Home Price

$1,100,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,000.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,000.17 $701.25 $0.00 $6,701.42
Yearly $72,002.01 $8,415.00 $0.00 $80,417.01
Total $2,160,060.17 $252,450.00 $0.00 $2,412,510.17

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-05T06:00:45.000Z

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