1549 Spring Creek Ln , Oceanside, CA 92057
$799,000
Est. Payment: $4,034.72/mo
3 Bed
2 Bath
1264 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Charming Single-Story Retreat in a Prime Oceanside Location. Welcome home to this beautifully maintained single-story, detached home tucked into a quiet, well-established Oceanside neighborhood. With thoughtfully laid-out living space, this home offers the perfect blend of comfort, character, and convenience, all with an incredibly low HOA of just $14/month. The spacious primary bedroom features a stunning custom-finished accent wall that adds warmth, texture, and designer flair. Vaulted ceilings, a ceiling fan, and generous natural light complete this peaceful retreat. Filled with comfortable, functional living spaces offering a cozy living room centered around a classic brick fireplace, ideal for relaxed evenings in. The third bedroom can also double as a dedicated home office and can provide flexibility for remote work, hobbies, or study space. The kitchen and living areas flow easily throughout the single-level layout, making everyday living simple and accessible. This home is loaded with storage, featuring mirrored closet doors, a dedicated laundry room with cabinetry, and a well-equipped two-car attached garage with built-in cabinets and workspace for tools, hobbies, or extra storage. A newer water heater, AC unit and furnace add peace of mind for years to come. Outdoor Living at its finest with both front and backyard living spaces. Step outside to a private, low-maintenance front and backyard patio surrounded by mature landscaping, palms, and desert-inspired greenery, a lovely spot for morning coffee or evening relaxation. Unbeatable Location close proximity to the

Highlights

Listed by Deanna Walls , 760-522-2804 LPT Realty , 877-366-2213. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

14 Monthly

Year Built

1986

County

San Diego

School District

Vista Unified School District

Listing ID

NDP2607264

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Gas Oven, Gas Stove
Air Cond:Central Forced Air
Fireplaces:FP in Family Room,Gas Starter

Exterior Features

Garage Capacity:4
Zoning:Single Fam
Sewer:Public Sewer
Principal Interest
$4,035
Taxes
$509
HOA
$14

Home Price

$799,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,034.72

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,034.72 $509.36 $14.00 $4,558.08
Yearly $48,416.59 $6,112.35 $168.00 $54,696.94
Total $1,452,497.60 $183,370.50 $5,040.00 $1,640,908.10

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T22:38:39.000Z

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