270 Borrego Ct , Oceanside, CA 92057
$1,550,000
Est. Payment: $8,506.98/mo
5 Bed
4 Bath
3097 Sqft
0.23 Acres
Status: Pending | Days on site: 11
Get Pre-Qualified
19765 - 121544
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Chris Heller, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Step into this meticulously redesigned cul-de-sac residence, filled with high-end upgrades throughout. Featuring 5 bedrooms, 3.5 bathrooms, and 3097 square feet, this beautifully reimagined space sits on a flat and fully usable 10,000+ square foot, landscaped lot. Located in The Missions community in Ivey Ranch, one of Oceanside's most sought-after neighborhoods, this home is filled with natural light, and the complete transformation is stunning. Enjoy premium flooring, exquisite surfaces, designer fixtures and hardware, elevated lighting, upgraded plumbing, new AC, and a 5th bedroom plus extended loft/tech center addition – this is truly the work of a master craftsman. At the heart of the home, the dream kitchen is designed with two center islands and rare Taj Mahal Quartzite. Slim line shaker cabinets, beautiful fixtures and hardware, stainless appliances, a farm sink, and a custom hood are just a few of the fine finishes you will discover throughout - over $350k worth of upgrades. The main level offers a rare and coveted downstairs primary suite, complete with a spa-inspired en-suite bathroom. Upstairs, the 400+ square foot permitted addition brings the upstairs bedroom count to 4, and the expanded loft area provides the ultimate flex space for a teen hangout, tech center, home office, private gym, or a combination. The beautifully landscaped grounds offer an outdoor, private oasis with endless possibilities, if desired — envision a sparkling pool, ADU or both. New piping and water lines, new exterior and interior paint, window treatments, and a 3 car garage with built-in storage complete this move-in-ready masterpiece. Homes of this caliber — this thoughtfully upgraded, this well-positioned — rarely come to market. This is not a dream, and it can be yours.

Highlights

Listed by Rachel LaMar , 760-310-9466 LaMar Real Estate , 760-310-9466. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

85 Monthly

Year Built

1991

County

San Diego

Area

92057 - Oceanside

School District

Oceanside Unified

Listing ID

NDP2607865

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Barbecue, Built-In, Dishwasher, Gas Cooktop, Disposal, Gas Oven, Gas Water Heater, Refrigerator, Range Hood, Water Heater
Air Cond:Central Air
Fireplaces:Living Room
Other:
  • ▪ Additional:Bedroom on Main Level, Loft, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Back Yard,Cul-De-Sac,Front Yard,Landscaped,Sprinkler System,No Land Lease
Garage Capacity:3
Zoning:R1
Others:
  • ▪ Additional:Has ADU
Sewer:Public Sewer
Principal Interest
$8,507
Taxes
$988
HOA
$85

Home Price

$1,550,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$310,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,506.98

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,506.98 $988.13 $85.00 $9,580.10
Yearly $102,083.75 $11,857.50 $1,020.00 $114,961.25
Total $3,062,512.48 $355,725.00 $30,600.00 $3,448,837.48

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T19:10:48.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS