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3424 Cameo Dr Unit 46 , Oceanside, CA 92056
$585,000
Est. Payment: $2,954.08/mo
2 Bed
2 Bath
846 Sqft
Status: active | Days on site: 42
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Step into coastal comfort in this newly upgraded condo nestled within the coveted community of Lomas De Oro. Perched upstairs on the corner, this home feels bright, open, and refreshed thanks to a full list of brand-new upgrades—LVP flooring, quartz countertops, new HVAC and water heater, fresh paint, stainless steel kitchen sink, updated fixtures, and more. This home has an open layout and offers two private balconies perfect for enjoying ocean breezes, plus a cozy fireplace and elegant French doors. Residents enjoy a one-car detached garage, one reserved parking space, and community amenities including a pool, spa, playground, and nearby hiking trails. All of this just minutes from the beach, Oceanside’s vibrant downtown area, MiraCosta College, Carlsbad Village, Camp Pendleton, along with countless shops, restaurants, and activities. VA/FHA approved. Seller has a 2.875% assumable VA loan with an approximate $321K remaining loan balance.
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Highlights

Listed by Bryan Smithwick , 760-473-9507 Coldwell Banker West , 619-737-2126. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome
Lot/Acreage
10.22

HOA Fee

440 Monthly

Year Built

1990

County

San Diego

Area

92056 - Oceanside

 School District

Oceanside Unified

Listing ID

NDP2605669

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Range, Double Oven, Dishwasher, Freezer, Disposal, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Water To Refrigerator, Water Heater, Dryer, Washer
Air Cond:Central Air
Fireplaces:Gas,Gas Starter,Living Room

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1: Single Fam-Res
Principal Interest
$2,954
Taxes
$373
HOA
$440

Home Price

$585,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$117,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,954.08

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,954.08 $372.94 $440.00 $3,767.02
Yearly $35,448.94 $4,475.25 $5,280.00 $45,204.19
Total $1,063,468.20 $134,257.50 $158,400.00 $1,356,125.70

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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