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3640 Mira Pacific Dr , Oceanside, CA 92056
$599,000
Est. Payment: $3,024.77/mo
2 Bed
1 Bath
827 Sqft
Status: active with contingency | Days on site: 43
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

Ocean breezes, a peek ocean view, and a prime corner lot make this Costa Serena gem a must-see. This beautifully maintained 2-bedroom, 1-bath home features an upgraded kitchen with granite countertops, newer cabinetry, and attractive laminate flooring. The thoughtfully designed backyard offers drought-tolerant landscaping and plenty of space to relax or entertain. Nestled atop the hills of Oceanside in the desirable 55+ community of Costa Serena, you'll enjoy easy access to the beach, shopping, golf, medical facilities, MiraCosta College, and all the coastal lifestyle amenities North County has to offer. A wonderful opportunity to enjoy affordable coastal living in one of Oceanside's most established senior communities.
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Highlights

Listed by Michael Daniels Daniels , 760-822-1528 Rancho Coastal Properties, Inc , 760-822-1528. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.09

HOA Fee

4.5 Monthly

Year Built

1972

County

San Diego

Area

92056 - Oceanside

 School District

Oceanside Unified

Listing ID

NDP2605749

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Other:All Bedrooms Down,Bedroom on Main Level,Galley Kitchen

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Zoning:R2
Roof:Composition
Sewer:Public Sewer
Principal Interest
$3,025
Taxes
$382
HOA
$5

Home Price

$599,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,024.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,024.77 $381.86 $4.50 $3,411.14
Yearly $36,297.29 $4,582.35 $54.00 $40,933.64
Total $1,088,918.72 $137,470.50 $1,620.00 $1,228,009.22

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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