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403 S Horne St , Oceanside, CA 92054
$1,750,000
Est. Payment: $9,545.72/mo
3 Bed
2 Bath
1519 Sqft
0.12 Acres
Status: Active | Days on site: 2
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15562 - 103278
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Chris Heller
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House Description

Rare 1920s Spanish Style Beach Bungalow with Unobstructed Ocean Panoramas. Step back in time while enjoying the height of coastal luxury in this impeccably maintained 1920s beach bungalow. Perched at the highest point of a coveted corner lot, this home offers a rare blend of vintage character and modern move-in readiness. Experience true indoor-outdoor living with three expansive decks, each perfectly positioned to capture breathtaking, unobstructed views of the Pacific Ocean. Beyond the stunning vistas, the property is a lush private sanctuary featuring well-established landscaping and productive fruit trees. A detached two-car garage provides ample space for vehicles and beach gear. This is more than just a home; it’s a character-filled retreat where history meets the horizon.
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Highlights

Listed by Scott Bernave , 760-586-1200 HomeSmart Realty West , 760-607-5900. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.12

Year Built

1929

County

San Diego

Area

92054 - Oceanside

 School District

Oceanside Unified

Listing ID

NDP2608983

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Back Yard,Corner Lot,Drip Irrigation/Bubblers,Front Yard,Gentle Sloping,Sprinklers In Rear,Sprinklers In Front,Sprinkler System,No Land Lease
Garage Capacity:2
Zoning:R-1:SINGLE FAM-RES
Sewer:Public Sewer
Principal Interest
$9,546
Taxes
$1,116

Home Price

$1,750,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$350,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,545.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,545.72 $1,115.63 $0.00 $10,661.35
Yearly $114,548.65 $13,387.50 $0.00 $127,936.15
Total $3,436,459.37 $401,625.00 $0.00 $3,838,084.37

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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