405 Stoney Point Way Unit 100 , Oceanside, CA 92058
$550,000
Est. Payment: $3,000.08/mo
2 Bed
2 Bath
942 Sqft
Status: Active | Days on site: 15
Get Pre-Qualified
SAND-993802 - SAND-704460,SAND-106465
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Chris Heller, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Embrace the coastal lifestyle in this beautifully updated 942 sq ft, 2-bedroom, 2-bath condo, ideally located just over a mile from the beach and iconic Oceanside Pier, with vibrant downtown Oceanside minutes away. Inside, an open-concept floor plan is enhanced by vaulted ceilings, while a cozy fireplace and moody, sophisticated paint tones create an elevated, Architectural Digest-inspired feel. Thoughtful updates include refreshed quartz countertops and breakfast bar in the kitchen, quartz bathroom countertops, updated light fixtures, upgraded LVP flooring throughout, and new windows and sliders. Two private balconies extend the living space outdoors, with one off the main living area and another off the primary suite, offering inviting settings for morning coffee, evening cocktails, or simply enjoying the coastal breeze. Everyday convenience includes in-home laundry, a detached one-car garage, and an assigned parking space. This resort-style community offers an impressive array of amenities, including a pool and spa, sauna, fitness center, tennis court, putting green, BBQ area, clubhouse, and playground, with the HOA even covering water, sewer, and trash. Stylish, comfortable, and close to it all, this home places you near the beach, Oceanside Pier, downtown dining, local shops, and the vibrant coastal energy that makes Oceanside so special.

Highlights

Listed by Kelly Reis , 917-543-5611 and Kim Wavra , 760-587-0522 Coldwell Banker West , CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

510 Monthly

Year Built

1993

County

San Diego

Area

92058 - Oceanside

Listing ID

260022267SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Cooking, Freezer, Gas Cooking, Gas Cooktop, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Vented Exhaust Fan

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1:SINGLE
Others:
  • ▪ Additional:Stucco, Wood Siding
Parking Features:Assigned,On Site,Off Street,Permit Required
Principal Interest
$3,000
Taxes
$351
HOA
$510

Home Price

$550,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,000.08

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,000.08 $350.63 $510.00 $3,860.71
Yearly $36,001.00 $4,207.50 $6,120.00 $46,328.50
Total $1,080,030.09 $126,225.00 $183,600.00 $1,389,855.09

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T01:13:22.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS