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4235 Half Moon Bay Way , Oceanside, CA 92058
$525,000
Est. Payment: $2,651.10/mo
3 Bed
2.5 Bath
1299 Sqft
Status: active | Days on site: 30
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

Welcome to this inviting 3-bedroom, 2.5-bathroom townhome in the highly desirable Whelan Ranch community, just minutes from Camp Pendleton, Oceansides beaches, cafes, and vibrant main streets. This home is an exceptional opportunity for military buyers, young families, or professionals seeking comfort, convenience, and value in Coastal North County. The open-concept living area is well suited for both everyday living and entertaining, while the modern kitchen features updated appliances. The primary and secondary bedrooms offer comfortable retreats, and the flexible third bedroom is ideal as a home office, guest room, or creative space for todays lifestyle. Additional highlights include an attached 2-car garage, a quiet, friendly, walkable neighborhood, and access to community amenities including a pool, spa, playground, and park. At only $525,000, this is one of the few opportunities in Coastal North County to own a true 3-bedroom home while enjoying the best of coastal living with convenient commuter access.
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Highlights

Listed by Michael Daniels Daniels , 760-822-1528 Rancho Coastal Properties, Inc , 760-822-1528. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome

HOA Fee

610 Monthly

Year Built

1984

County

San Diego

 School District

Oceanside Unified School Distric

Listing ID

NDP2606506

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:N/K
Fireplaces:N/K

Exterior Features

Garage Capacity:2
Zoning:R1
Sewer:Public Sewer
Principal Interest
$2,651
Taxes
$335
HOA
$610

Home Price

$525,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,651.10

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,651.10 $334.69 $610.00 $3,595.78
Yearly $31,813.15 $4,016.25 $7,320.00 $43,149.40
Total $954,394.54 $120,487.50 $219,600.00 $1,294,482.04

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T22:38:39.000Z

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