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5125 Eliot St , Oceanside, CA 92057
$1,099,990
Est. Payment: $5,554.63/mo
4 Bed
2.5 Bath
2570 Sqft
Status: pending | Days on site: 41
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

This home may qualify for an interest rate buy-down, and seller credits may be available with a strong offer, creating an incredible opportunity for today's buyers. Nestled in the highly desirable Arrowood community of Oceanside, this impeccably maintained residence is truly move-in ready and showcases pride of ownership at every turn. Offering 4 spacious upstairs bedrooms plus an expansive loft, the flexible floor plan easily accommodates a media room, game room, home office, playroom, or potential fifth bedroom. A rare three-car garage provides generous space for vehicles, storage, and hobbies. The bright, open kitchen has been refreshed with beautifully painted cabinetry, while the updated fireplace creates a warm and inviting focal point for everyday living. Additional improvements include recently serviced HVAC, newer exterior paint, updated light switches and finishes, professionally cleaned windows, and meticulously maintained landscaping, making this home feel fresh, modern, and truly turnkey. Step outside to enjoy peaceful views with no neighbors directly behind you, offering a rare sense of privacy and tranquility. Just moments from Luiseo Park, residents enjoy easy access to playgrounds, scenic trails, the community clubhouse, lap pool, and the renowned Arrowood Golf Course. With a low HOA of just $125 per month, an exceptional location, and the possibility of seller concessions to help lower your monthly payment, this is an opportunity you won't want to miss.
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Highlights

Listed by Lindsay Seegmiller , 858-405-7252 Real Broker , 855-450-0442. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.15

HOA Fee

125 Monthly

Year Built

2003

County

San Diego

 School District

Oceanside Unified School Distric

Listing ID

PTP2604409

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Washer
Air Cond:Central Forced Air
Fireplaces:FP in Living Room
Other:Pantry,Recessed Lighting,Tandem

Exterior Features

Garage Capacity:5
Zoning:R-1:SINGLE
Roof:Tile/Clay
Sewer:Public Sewer
Principal Interest
$5,555
Taxes
$701
HOA
$125

Home Price

$1,099,990

Loan Details

30 yrs
6.487%

Down Payment

20%
$219,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,554.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,554.63 $701.24 $125.00 $6,380.87
Yearly $66,655.52 $8,414.92 $1,500.00 $76,570.44
Total $1,999,665.62 $252,447.70 $45,000.00 $2,297,113.32

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T22:38:39.000Z

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