5205 Palmera Dr , Oceanside, CA 92056
$1,199,000
Est. Payment: $6,540.18/mo
5 Bed
3 Bath
2797 Sqft
0.34 Acres
Status: Pending | Days on site: 5
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12450 - 107343
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House Description

From the generous primary suite, wake up to sweeping panoramic views and spectacular sunrises in this elevated Oceanside pool home, ideally positioned at the top of the hill on one of the area’s most desirable cul-de-sac streets with NO HOA and no neighbors directly below. Offering 5 bedrooms, 3 bathrooms and 2,797 sq ft, this impressive residence combines privacy, space, and an exceptional indoor-outdoor lifestyle that is increasingly difficult to find. Step inside to soaring ceilings, expansive dual pane windows and an abundance of natural light, creating an immediate sense of openness and scale. Multiple living spaces provide plenty of room to gather and entertain, while the spacious kitchen with a large center island flows seamlessly into the family room. The main-level bedroom and full bath offer excellent flexibility for guests, extended family or a private home office. The backyard offers a private outdoor retreat featuring the pool and spa, built-in fire pit, expansive vinyl pergola-covered patio, mature tropical landscaping and unobstructed views spanning the entire rear of the property. Enjoy morning coffee as the sun rises, afternoons by the pool and evenings around the fire. Complete with an attached 3-car garage, dual-zone HVAC, and generous yard space, this is a rare opportunity to own nearly 2,800 sq ft in an elevated setting with the space and versatility to enjoy for years to come.

Highlights

Listed by KC Rentfro , 858-754-8564 Swell Property , 760-452-2345. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.34

Year Built

1997

County

San Diego

Area

92056 - Oceanside

School District

Vista Unified

Listing ID

NDP2608672

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Gas Cooktop, Disposal, Gas Water Heater, Microwave, Refrigerator, Vented Exhaust Fan, Water Heater, Dryer, Washer
Air Cond:Central Air,Dual,Zoned
Fireplaces:Family Room,Gas Starter,Living Room,Outside
Floor:Carpet,Tile,Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Dining Room, High Ceilings, Recessed Lighting, Bedroom on Main Level, Primary Suite, Walk-In Closet(s)

Exterior Features

Lot:Back Yard,Front Yard,Landscaped,Sprinkler System,Walkstreet,Yard,No Land Lease
Garage Capacity:6
Zoning:R-1:Single Fam-Res
Roof:Tile
Others:
  • ▪ Additional:Rain Gutters, Fire Pit, Stucco
Parking Features:Concrete,Door-Multi,Direct Access,Driveway,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$6,540
Taxes
$764

Home Price

$1,199,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$239,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,540.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,540.18 $764.36 $0.00 $7,304.54
Yearly $78,482.19 $9,172.35 $0.00 $87,654.54
Total $2,354,465.59 $275,170.50 $0.00 $2,629,636.09

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T03:13:44.000Z

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