550 Seagaze Dr Unit 7 , Oceanside, CA 92054
$655,000
Est. Payment: $3,572.83/mo
1 Bath
753 Sqft
Status: Active | Days on site: 1
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House Description

A rare opportunity to own in the heart of Downtown Oceanside for under $700,000! This spacious modern studio at Ocean Lofts offers an incredible chance to get your foot in the door of homeownership just steps from the beach and everything that makes Downtown Oceanside one of Southern California’s most exciting coastal destinations. With its open loft design, soaring ceilings, and floor-to-ceiling windows, the residence feels bright, airy, and remarkably spacious, with the flexibility to create distinct areas for living, sleeping, dining, and more. Whether you’re looking for your first home, a coastal second home, or a beach getaway, Ocean Lofts offers a unique opportunity to own in an unbeatable location. Built with concrete construction, the building features dramatic ceilings up to 20’ high and an expansive ocean view **rooftop deck** where residents can lounge, dine al fresco, and take in beautiful evening sunsets. Step outside and experience the best of the Downtown Oceanside lifestyle. The beach, Oceanside Pier, Michelin-starred restaurants, trendy coffee shops, craft breweries, rooftop lounges, and weekly sunset markets are all within a short walk. Spend the day on the sand, bike along the coast, or head to nearby Oceanside Harbor for kayaking and paddle boarding. On-site amenities include a fitness center, spacious private storage lockers, central A/C, in-unit laundry, and assigned parking. Opportunities at this price point are increasingly hard to find this close to the coast — a unique chance to own your own piece of Downtown Oceanside.

Highlights

Listed by Lindsay Himmel , 760-880-5879 First Team Real Estate , 760-729-3333. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

687 Monthly

Year Built

2007

County

San Diego

Area

92054 - Oceanside

School District

Oceanside Unified

Listing ID

NDP2607550

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Refrigerator
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:R-1:SINGLE FAM-RES

Open House

Upcoming Open Houses
Sunday 12:00 pm - 2:00 pm Oct 4
Principal Interest
$3,573
Taxes
$418
HOA
$687

Home Price

$655,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$131,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,572.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,572.83 $417.56 $687.00 $4,677.39
Yearly $42,873.92 $5,010.75 $8,244.00 $56,128.67
Total $1,286,217.65 $150,322.50 $247,320.00 $1,683,860.15

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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