4603 Zamora Way , Oceanside, CA 92056
$1,210,000
Est. Payment: $6,110.14/mo
2 Bed
2 Bath
1952 Sqft
Status: pending | Days on site: 4
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Welcome to this quality-crafted and thoughtfully reimagined turnkey Costa Smeralda model! Showcasing over $290,000 in renovations and improvements, this exceptional home features owned solar with a solar battery, dual HVAC, heat pump or gas, a brand-new water heater, and designer finishes throughout. Custom-laid paver walkways lead to a stunning custom front door framed by expansive decorative glass panels with elegant leaded glass details. Step inside to an extensively redesigned staircase with sleek contemporary railings and beautiful hickory wood flooring throughout, including distinctive basket-weave patterns in both the primary and guest bedrooms. The designer kitchen blends style and functionality with light espresso shaker cabinetry, leather granite countertops, a designer backsplash, premium fixtures, BOSCH appliances, generous workspace, and contemporary lighting. An expansive picture window overlooks your own private, lush, immaculate, and exceptionally low-maintenance backyard, creating a seamless connection between indoor and outdoor living on this nearly 5,000-square-foot cul-de-sac lot. The living room showcases a flush-finish fireplace with a designer herringbone marble surround and floating mantel. A wall-mounted flat-screen television and Sonos soundbar are included with the home. Custom honeycomb shades, draperies, electric shades, sleek modern ceiling fans, and sophisticated finishes complete this timeless yet luxurious living environment. Wake each morning to an ocean view from your private primary bedroom patio. The expanded loft and attic provide approximately 250 square feet of additional living space, complete with a guest powder room and a custom-built office area. This flexible space is ideal as a guest suite, home office, hobby room, or creative retreat. Additional interior upgrades include a whole-house chlorine filtration system, reverse osmosis drinking water system in the kitchen, whole-house water softener, energy-efficient heat pump HVAC system, custom pocket doors that maximize space and functionality, and a remodeled laundry room featuring a utility sink, extensive cabinetry, and a full-size front-loading washer and dryer. The fully permitted remodel also includes complete home repiping, offering peace of mind along with exceptional quality. San Diego County’s exclusive gated 55+ community offers the ultimate country club lifestyle. Residents enjoy a private par-55, 18-hole executive golf course included for homeowners and their guests, a solar-heated junior Olympic-size pool and spa, tennis and pickleball courts, bocce and croquet lawns, and shuffleboard courts for year-round recreation. The 27,000-square-foot clubhouse features a fitness center, locker rooms, library, performance hall, computer lab with PCs and Macs, billiards room, club rooms, and a fully equipped woodworking shop. Beautifully maintained greenbelts, a dedicated dog park, guard-gated entry with 24/7 security patrol, and convenient on-site RV parking complete this extraordinary community. Move-in ready and designed for effortless living, this exceptional home offers the very best in active adult luxury.

Highlights

Listed by Nancy Russian , 858-583-0070 Zayer & Assoc. , 760-801-5397. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

752 Monthly

Year Built

1984

County

San Diego

Area

92056 - Oceanside

Neighborhood

Ocean Hills (OH)

School District

Vista Unified

Listing ID

NDP2607234

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Air,Dual,Heat Pump
Fireplaces:Gas,Living Room
Other:All Bedrooms Down,Jack and Jill Bath,Loft,Walk-In Closet(s)

Exterior Features

Lot:Back Yard,Cul-De-Sac,Level,No Land Lease
Garage Capacity:2
Zoning:R-1
Sewer:Public Sewer
Principal Interest
$6,110
Taxes
$771
HOA
$752

Home Price

$1,210,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$242,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,110.14

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,110.14 $771.38 $752.00 $7,633.52
Yearly $73,321.74 $9,256.50 $9,024.00 $91,602.24
Total $2,199,652.18 $277,695.00 $270,720.00 $2,748,067.18

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS