5139 Loma Verde , Oceanside, CA 92056
$775,000
Est. Payment: $3,913.52/mo
2 Bed
2 Bath
977 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Discover this rare, single-story twinhome in Oceanside, a meticulously reimagined residence boasting extensive high-end upgrades and the ultimate freedom of having no HOA, no Mello-Roos, and no age restrictions. The bright, open-concept interior immediately impresses with soaring vaulted ceilings and durable luxury vinyl plank flooring that stretches across every room. At the heart of the home sits a chef-inspired kitchen designed for both function and flair, featuring crisp white shaker cabinetry, elegant quartz countertops, and a premium gas range. The space is anchored by a beautiful center island and a stunning designer hood vent that serves as a sophisticated focal point, while the layout flows seamlessly into the living areas for effortless entertaining. Sustainability meets long-term value with energy-efficient dual-paned windows and a robust solar system that keeps utility costs in check. Both spacious bedrooms serve as private retreats, each offering direct sliding-door access to a spectacular resort-style backyard. Situated on an expansive 0.22-acre lot, this outdoor oasis provides a level of privacy and space that is truly hard to find. You’ll find a generous covered patio perfect for al fresco dining, a sprawling open lawn for recreation, and a beautifully landscaped perimeter framed by manicured Italian cypress, tiered retaining walls, and raised garden beds. Whether you are hosting a summer gathering or enjoying a quiet morning in the garden, the scale of this lot offers endless possibilities. Perfectly positioned for a vibrant lifestyle, the home is just moments from the scenic trails of Guajome Regional Park and a quick drive to the beach.

Highlights

Listed by Mary Smylie Buffini , 760-456-5109 and Joanne Lindberg , 619-800-6049 Compass , CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.22

Year Built

1987

County

San Diego

Area

92056 - Oceanside

Neighborhood

Oceanside

Listing ID

260018206SD

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Gas Cooktop, Disposal, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Vented Exhaust Fan
Air Cond:Central Air
Fireplaces:
Other:Bedroom on Main Level

Exterior Features

Lot:Drip Irrigation/Bubblers,No Land Lease
Garage Capacity:3
Zoning:R-1:SINGLE
Roof:Shingle
Others:Updated/Remodeled
Parking Features:Concrete,Driveway
Principal Interest
$3,914
Taxes
$494

Home Price

$775,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$155,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,913.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,913.52 $494.06 $0.00 $4,407.59
Yearly $46,962.27 $5,928.75 $0.00 $52,891.02
Total $1,408,868.13 $177,862.50 $0.00 $1,586,730.63

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Oceanside, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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