1038 E J St , Ontario, CA 91764
$699,000
Est. Payment: $3,517.26/mo
3 Bed
1 Bath
973 Sqft
Status: active | Days on site: 14
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Extensively Rebuilt with Fully Permitted Reconstruction! Turn-key, energy-efficient, and meticulously reconstructed, this exceptional home offers the confidence and performance of near-new construction in an established neighborhood. This rare opportunity has undergone an extensive, fully permitted reconstruction, with nearly every major component replaced within the last three years. Unlike a typical cosmetic remodel, this home was rebuilt for quality, longevity, comfort, and energy efficiency. Even better, the home has never been lived in since the reconstruction was completed, meaning the new systems, finishes, and fixtures have never been used. Major improvements include complete structural reframing, a new roof, dual-pane energy-efficient windows, completely new electrical and plumbing systems, new high-efficiency HVAC system, tankless water heater, upgraded insulation in the walls, ceilings, and garage, new exterior stucco, and new concrete walkways. Inside, you'll find an inviting open floor plan featuring luxury vinyl plank flooring throughout the living areas and bedrooms, tile flooring in the bathroom and laundry room, LED recessed lighting, ceiling fans, indoor laundry, and a beautifully designed kitchen with a large island, quartz countertops, contemporary cabinetry, and stylish finishes. The insulated and drywalled garage includes built-in cabinetry for additional storage and workspace. Outside, enjoy mature landscaping, an inviting front patio, fruit-bearing fig, lemon, lime, mandarin, and kumquat trees, block-wall fencing, and two separate driveway access points offering additional parking for recreational vehicles, trailers, boats, or guests. Unlike many remodeled homes, the expensive infrastructure has already been replaced. The structural framing, roof, electrical, plumbing, HVAC, tankless water heater, windows, insulation, stucco, and concrete have all been replaced within the last three years, providing years of reduced maintenance, lower operating costs, and improved energy efficiency. This is far more than a cosmetic renovation—it's an extensively reconstructed home that delivers the peace of mind and performance of newer construction while preserving the charm of an established Ontario neighborhood.

Highlights

Listed by Jennifer Irvin , 760-488-6471 RE/MAX FREEDOM , 760-488-6471. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

1947

County

San Bernardino

Area

686 - Ontario

School District

Chaffey Joint Union High

Listing ID

HD26160917

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Convection Oven, Dishwasher, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater, Exhaust Fan, Free-Standing Range, Gas Cooktop, Disposal, Gas Oven, Gas Water Heater, High Efficiency Water Heater, Microwave, Self Cleaning Oven, Tankless Water Heater, Water To Refrigerator, Water Heater
Air Cond:Central Air,ENERGY STAR Qualified Equipment
Fireplaces:
Floor:Vinyl
Basement:Sump Pump
Other:Built-in Features,Block Walls,Ceiling Fan(s),Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Storage,Bar,All Bedrooms Down
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,Back Yard,Drip Irrigation/Bubblers,Front Yard,Sprinklers In Front,Lawn,Landscaped,Level,Near Park,Paved,Rectangular Lot,Rocks,Sprinklers Timer,Sprinkler System,Value In Land,Yard,No Land Lease
Lot Dimensions:7320
Garage Capacity:6
Roof:Composition
Others:Additions/Alterations,Building Permit,Updated/Remodeled,Drywall,Stucco
Sewer:Public Sewer
Parking Features:Concrete,Direct Access,Driveway,Garage Faces Front,Garage,Garage Door Opener,Paved

Open House

Upcoming Open Houses
Saturday 12:00 pm - 4:00 pm Aug 8
Sunday 12:00 pm - 4:00 pm Aug 9
Principal Interest
$3,517
Taxes
$446

Home Price

$699,000

Loan Details

30 yrs
6.453%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,517.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,517.26 $445.61 $0.00 $3,962.87
Yearly $42,207.09 $5,347.35 $0.00 $47,554.44
Total $1,266,212.70 $160,420.50 $0.00 $1,426,633.20

Today's Rates

30 Year

6.45%

20 Year

6.33%

15 Year

5.88%

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Market insight data is pulled from the same city as the listing being viewed (Ontario, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-08T12:37:49.000Z

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