1038 E J St , Ontario, CA 91764
$685,000
Est. Payment: $3,628.21/mo
3 Bed
1 Bath
973 Sqft
Status: Active | Days on site: 53
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HD7738 - HD21595
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House Description

BUYER INCENTIVE! Seller is offering up to $10,121 toward an eligible buyer's allowable closing costs and/or temporary interest-rate buydown. When financing through preferred lender Megan Lower with Guild Mortgage, qualified buyers may also be eligible for an additional lender-funded contribution of up to $5,177.44, for a potential combined benefit of up to $15,298.44 toward the temporary buydown. Buyer is not required to use the preferred lender. Financing, lender contribution, eligibility and program terms are subject to lender approval and may change. Contact listing agent for details. This is NOT your typical remodeled home. EXTENSIVELY REBUILT FROM THE STUDS with major systems and finishes replaced or upgraded throughout, this 3-bedroom Ontario home offers something increasingly hard to find—the charm of an established neighborhood with the benefit of extensive modern improvements. No one has lived in the home since the renovation was completed. The extensive renovation included reframing, roof, dual-pane windows, electrical, plumbing, central heating and air conditioning, tankless water heater, insulation, stucco, concrete and more. Inside, nearly every surface has been transformed with luxury vinyl plank flooring, recessed LED lighting, ceiling fans and a beautifully redesigned kitchen featuring new cabinetry, countertops, appliances and a large center island. The bathroom has been completely redone, and the dedicated indoor laundry room adds convenience rarely found in homes of this era. The improvements continue outside. The detached garage has been insulated and drywalled and features cabinetry and upgraded lighting, creating a clean and versatile space for parking, storage, a workshop or hobbies. The finished backyard and outdoor areas provide plenty of room for entertaining, relaxing and enjoying Southern California living. What truly sets this property apart is the extent of the work already completed. This wasn't simply fresh paint, flooring and cosmetic updates—the home underwent an extensive renovation from the studs with major components replaced or upgraded. Come see the difference between remodeled and REBUILT.

Highlights

Listed by Jenn Irvin , 760-488-6471 RE/MAX FREEDOM , 760-488-6471. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

1947

County

San Bernardino

Area

686 - Ontario

School District

Chaffey Joint Union High

Listing ID

HD26160917

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Convection Oven, Dishwasher, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater, Exhaust Fan, Free-Standing Range, Gas Cooktop, Disposal, Gas Oven, Gas Water Heater, High Efficiency Water Heater, Microwave, Self Cleaning Oven, Tankless Water Heater, Water To Refrigerator, Water Heater
Air Cond:Central Air,ENERGY STAR Qualified Equipment
Fireplaces:
Floor:Vinyl
Basement:Sump Pump
Other:
  • Additional:Built-in Features, Block Walls, Ceiling Fan(s), Open Floorplan, Pantry, Quartz Counters, Recessed Lighting, Storage, Bar, All Bedrooms Down
Water:Public

Exterior Features

Lot:0-1 Unit/Acre,Back Yard,Drip Irrigation/Bubblers,Front Yard,Sprinklers In Front,Lawn,Landscaped,Level,Near Park,Paved,Rectangular Lot,Rocks,Sprinklers Timer,Sprinkler System,Value In Land,Yard,No Land Lease
Lot Dimensions:7320
Garage Capacity:6
Roof:Composition
Others:
  • Additional:Additions/Alterations, Building Permit, Updated/Remodeled, Drywall, Stucco
Sewer:Public Sewer
Parking Features:Concrete,Direct Access,Driveway,Garage Faces Front,Garage,Garage Door Opener,Paved
Principal Interest
$3,628
Taxes
$437

Home Price

$685,000

Loan Details

30 yrs
6.952%

Down Payment

20%
$137,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,628.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,628.21 $436.69 $0.00 $4,064.90
Yearly $43,538.51 $5,240.25 $0.00 $48,778.76
Total $1,306,155.29 $157,207.50 $0.00 $1,463,362.79

Today's Rates

30 Year

6.95%

20 Year

6.73%

15 Year

6.35%

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Market insight data is pulled from the same city as the listing being viewed (Ontario, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-09-23T23:07:30.000Z

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