4531 S Luna Privado , Ontario, CA 91761
$725,000
Est. Payment: $3,648.09/mo
2 Bed
2 Bath
1512 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

55+ GATED COMMUNITY!! PAID OFF SOLAR!! Welcome to 4531 S. Luna Privado, an exceptional single-level residence nestled within the exclusive gated 55+ community of Esperanza in Ontario Ranch. Designed for comfort, style, and ease of living, this beautifully enhanced home offers approximately 1,512 square feet of well-planned space featuring 2 bedrooms and 2 bathrooms. From the moment you walk in, you’ll appreciate the airy, open layout complemented by expansive glass sliders that invite in natural light and create a seamless connection to the outdoor living spaces. The primary suite serves as a private retreat, complete with direct access to the backyard making it ideal for enjoying quiet mornings or relaxing evenings along with a spacious en-suite bath and oversized walk-in closet. At the heart of the home, the chef-inspired kitchen is both functional and stylish, showcasing sleek quartz surfaces, stainless steel appliances, a generous island perfect for gathering, and abundant cabinetry for storage. The space flows effortlessly into the main living and dining areas, making it ideal for entertaining or day-to-day living. Thoughtful upgrades can be found throughout, including Porcelain Tiled flooring, ceiling fans, and energy-efficient features such as fully owned PAID OFF solar and a tankless water heater system. Every detail has been carefully considered to provide both beauty and practicality. Step outside to a private, low-maintenance backyard designed for enjoyment without the upkeep, complete with a covered patio, and landscaped elements that offer a peaceful outdoor setting. The home’s positioning enhances privacy while maintaining an open, inviting feel. Residents of Esperanza enjoy access to the impressive La Jolla Club, featuring over 9,000 square feet of resort-style amenities including a sparkling pool and spa, fitness center, social spaces, pickleball and bocce courts, dog park, and a vibrant calendar of community events. The neighborhood is secured with gated entry and fosters an active, welcoming lifestyle (with only one resident required to meet the 55+ age guideline). Situated in one of Ontario Ranch’s most convenient locations, this home is just moments from the 15, 60, and 91 freeways, Ontario Airport, and a variety of popular shopping and dining destinations. This is a rare opportunity to own a turnkey, upgraded home in a premier active adult community perfect for those seeking comfort, convenience, and a lifestyle to match!

Highlights

Listed by Gabriel Sanchez , 909-730-8484 and Yvonne Welling , 909-730-8484 INFINITY REALTY SALES CO , 909-730-8484. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.08

HOA Fee

240 Monthly

Year Built

2021

County

San Bernardino

Area

686 - Ontario

School District

Ontario-Montclair

Listing ID

CV26140479

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Air
Fireplaces:
Other:All Bedrooms Down,Main Level Primary,Primary Suite,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,Cul-De-Sac,Garden,No Land Lease
Garage Capacity:2
Roof:Tile
Others:Turnkey,Stucco
Sewer:Public Sewer
Parking Features:Direct Access,Garage,Guest
Principal Interest
$3,648
Taxes
$462
HOA
$240

Home Price

$725,000

Loan Details

30 yrs
6.453%

Down Payment

20%
$145,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,648.09

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,648.09 $462.19 $240.00 $4,350.27
Yearly $43,777.02 $5,546.25 $2,880.00 $52,203.27
Total $1,313,310.74 $166,387.50 $86,400.00 $1,566,098.24

Today's Rates

30 Year

6.45%

20 Year

6.33%

15 Year

5.88%

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Market insight data is pulled from the same city as the listing being viewed (Ontario, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-08T08:36:43.000Z

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