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4531 S Luna Privado , Ontario, CA 91761
$679,000
Est. Payment: $3,596.43/mo
2 Bed
2 Bath
1512 Sqft
Status: Active | Days on site: 68
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4002 - CV49751,C10888
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Chris Heller
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House Description

PRICE REDUCED! PAID OFF SOLAR! LOCATED ACROSS THE STREET FROM POOL AND LA JOLLA CLUBHOUSE! Don't miss this beautifully upgraded single-story home in the gated 55+ community of Esperanza in Ontario Ranch, ideally located directly across from the pool and the La Jolla Clubhouse. This 2-bedroom, 2-bath residence offers approximately 1,512 square feet of open-concept living space with abundant natural light, quartz countertops, stainless steel appliances, porcelain tile flooring $18K upgrade, and a spacious primary suite with backyard access. Energy-efficient features include fully owned paid off solar and a tankless water heater. Enjoy a private, low-maintenance backyard with a covered patio, perfect for relaxing or entertaining! Residents have access to resort-style amenities including a pool, spa, fitness center, pickleball courts, dog park, and active social events. Conveniently located near major freeways, shopping, dining, and Ontario International Airport, this turnkey home offers the perfect blend of comfort, convenience, and active adult living. Buy this home with a reverse mortgage home loan for seniors. Call listing agent Yvonne Welling for details.
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Highlights

Listed by Gabriel Sanchez , 909-730-8484 and Yvonne Welling , 909-730-8484 INFINITY REALTY SALES CO , 909-730-8484. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.08

HOA Fee

240 Monthly

Year Built

2021

County

San Bernardino

Area

686 - Ontario

 School District

Ontario-Montclair

Listing ID

CV26140479

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:All Bedrooms Down, Main Level Primary, Primary Suite, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:0-1 Unit/Acre,Cul-De-Sac,Garden,No Land Lease
Garage Capacity:2
Roof:Tile
Others:
  • ▪ Additional:Turnkey, Stucco
Sewer:Public Sewer
Parking Features:Direct Access,Garage,Guest
Principal Interest
$3,596
Taxes
$433
HOA
$240

Home Price

$679,000

Loan Details

30 yrs
6.952%

Down Payment

20%
$135,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,596.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,596.43 $432.86 $240.00 $4,269.29
Yearly $43,157.15 $5,194.35 $2,880.00 $51,231.50
Total $1,294,714.51 $155,830.50 $86,400.00 $1,536,945.01

Today's Rates

30 Year

6.95%

20 Year

6.73%

15 Year

6.35%

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Market insight data is pulled from the same city as the listing being viewed (Ontario, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-09-24T01:02:48.000Z

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